It can be challenging to select the financing model … What Is Non-dilutive Capital .
use non-dilutive growth capital on-demand. Receive approximately a year of upfront capital immediately, giving you the flexible financing you need to grow your service and scale. Select unsettled invoices or recently paid expenditures, and pick payment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual contracts, adapting to meet your needs. We supply the necessary financing you need at that moment. Your money works for you instead of sitting idle. Within 24 hr, we assess the financing required and deposit it immediately to your account. Our user friendly user interface permits you to understand and handle all your deals and accounts. Gain access to more capital as you scale. We are your partner every action of the way, lowering our rates the longer we collaborate. Your information enables us to rapidly provide you with the right amount of capital your organization needs.
Capchase works with these users and company types: Mid Size Organization, Small Business, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with standard funding
that’s not actually an option previously
keep your 100 with cap chase we use data
to make financing faster fairer and more
flexible based on your future
foreseeable revenue and then we wrap it
all up with a single transparent fee
so let’s get this party began at
There is always a time when a start-up’s creators, senior management group, and top financing executives evaluate techniques for how to scale the company to the next level and brochure what’s needed to do that successfully. Securing financing at an early stage can speed up development and result in measurable and achievable success. Ultimately, finance supervisors and the tactical preparation group have to decide on the right financing source to assist the company reach its objectives.
that management sets for the organization. Weighing the threats and competitive dangers in a balanced and smart way is vital as it can decide the future of your company The ramifications of selling equity, managing inconsistent capital, rates of interest motions, and the requirement to make timely payments to lenders are among the elements to think about, simply among others.
That stated, with the increase of brand-new and more advanced funding options that put the business interests of start-ups and midsize companies first, there’s usually a way to determine an option that’s an excellent fit. It is essential to examine the different funding options that are offered to a business’s founders, management accountants, and financing officers and what considerations they need to produce both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for recurring Revenue companies essentially helping business grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m extremely thrilled to share more remarkable I’m excited to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time founder very first time founder it resembles you hit a home run out of the park out of evictions I love it man that’s fantastic well as soon as they won you understand like it’s never the Crowning achievement never like never ever counts up until the game is over right basically so so so yeah um we are 4 co-founders you know and it’s funny due to the fact that we have actually all met through first as pals you know and then as co-founder so uh there’s three of us that interact at the very same SAS company in in Spain so all of us signed up with when it was very early I joined as the first person in sales and there are 2 people joined us that as item managers essentially and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time roughly I went to business school and I went to service school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to business school I I got into into Harvard and you understand I was extremely thrilled about it my entire objective was to go there for more information about how to end up being a founder and after that hopefully introduce something upon graduation and the one that I landed there I was investigating already an idea with one of these co-founders and it was genuine concept it had nothing to do or very little to do with what we’re doing now however you understand that was the beginning of the novice and the journey Journey or the Insight that we had was that hey there remain in certain verticals there are a great deal of consecutive payments you know and circular payments in between business and right now you just have to wait on that series to establish or you know like there’s nobody streamlining those circular payments so we thought of hi why don’t we do something similar to like a split smart or business in verticals such as you understand fried or Logistics or building you understand you have a ton of parties that have to wait for different payments like they’re all involved in one way or another so picture you have a platform and then you have company a post Business B 100 and Company B Home Company c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Company B absolutely no they would get they would pay zero or receive zero and after that company C we get a hundred dollars so when we’re talking with big companies they all liked it but it was the typical like cold start issue I resemble hey this is terrific when everyone remains in the platform but up until then it’s it’s quite tough to get people to do anything so it was all about hello how do we get more data how can we sort of begin this platform um without using the platform to start with so it was all about getting more information and to get more data we got to two conclusions it’s like we either get data through using an Analytics tool a workflow tool or we offer a financing we have a funding and we get the information or people offer us data in order to get financing so you know we started doing that like exploring more and more and more and after that what we require what we saw is that we understood more about sales than anything else we were really thinking about fintech and particularly in funding and you understand like we would look at different modes various verticals and so on for 2 weeks at a time if we discovered enough things we would choose 2 more weeks if we didn’t would cut it and then in January 2020 we had the the idea you know which is amusing of using this this SAS business at all so they might extend terms to the customers but constantly get the money up front so we’re fixing the funding payment properties companies have which is they have upfront expenses to obtain consumers and then they make money months of the month right so to prevent that money card that every SAS company faces which we dealt with in the past in the previous experience the objective was to provide a tool so they could say to the consumer hi look the rate is 100
each year and if you want to pay monthly terrific usage capshase you understand um and then Creators like that they were like hey people this is fantastic this is the Holy Grail of SAS since I have to do discount rates so my ACV boosts and I can close sales quicker because I’m providing versatile payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle normally it’s like a trade-off you know and then the next thing they stated resembled hello why do not I do this for all my client base instead of for every single brand-new customer that I solve so why do not I do this for my 300 consumers instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they desired was to transform their ARR or the consumer base into in advance financing to be less dependent on Equity as I stated the beginning yeah okay this is what we’re going to begin with and then we’re going to discover so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a pal at HBS and after that man we began working on it like crazy and and left what is your long-lasting Vision so it started with you know you arrived at this hate you if you’re sitting on ARR we understand the company’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such companies deliberately right so we withstood the
desire to work and go with funding you understand with any vertical we just work with SAS so our goal is to establish several products for SAS so we start with financing and it’s great since business actually count on us we truly like a partner and we we help them to not simply get funding however work better in a more effective way and through that we’re finding you know opportunities to expand you know in the deal of a SAS product