It can be challenging to choose the funding model … Viable Capital .
tap into non-dilutive development capital on-demand. Receive approximately a year of upfront capital immediately, providing you the versatile funding you require to grow your business and scale. Select unsettled invoices or recently paid expenses, and choose payment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adapting to satisfy your demands. We provide the required funding you need at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we assess the financing needed and deposit it immediately to your account. Our user friendly interface allows you to comprehend and manage all your accounts and transactions. Access more capital as you scale. We are your partner every step of the method, decreasing our rates the longer we collaborate. Your information allows us to quickly supply you with the correct amount of capital your service requirements.
Capchase deals with these users and organization types: Mid Size Service, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the very best of
you’re right with standard financing
that’s not truly a choice previously
keep your 100 with cap chase we use information
to make financing quicker fairer and more
flexible based on your future
predictable revenue and after that we wrap it
all up with a single transparent fee
so let’s get this party began at
There is constantly a moment when a start-up’s founders, senior management group, and leading finance executives examine strategies for how to scale the company to the next level and catalog what’s needed to do that successfully. Protecting funding at an early stage can accelerate growth and lead to quantifiable and attainable success. Ultimately, financing managers and the strategic preparation team have to pick the right financing source to assist the company reach its goals.
that management sets for the organization. Weighing the risks and competitive threats in a well balanced and smart method is crucial as it can decide the future of your company The implications of offering equity, handling inconsistent cash flow, interest rate movements, and the requirement to make timely payments to lenders are among the elements to think about, just among others.
That said, with the rise of new and more advanced funding alternatives that put business interests of start-ups and midsize business first, there’s normally a method to figure out a solution that’s a good fit. It’s important to investigate the different financing choices that are offered to a business’s creators, management accounting professionals, and finance officers and what considerations they require to produce both the long and short term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for repeating Income business basically assisting companies grow without giving up that valuable Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m very excited to share more amazing I’m delighted to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a first time creator very first time creator it resembles you struck a crowning achievement out of the park out of evictions I love it man that’s amazing well as soon as they won you understand like it’s never ever the Crowning achievement never ever like never counts until the video game is over right generally so so so yeah um we are four co-founders you know and it’s funny because we’ve all satisfied through initially as friends you know and then as co-founder so uh there’s three of us that work together at the same SAS company in in Spain so all of us signed up with when it was really early I signed up with as the first person in sales and there are two people joined us that as product managers essentially and we see the company from zero to a few million err over three years and then we left um at the same time approximately I went to business school and I went to organization school on the other one went to do a stint in VC with the goal of going to organization school afterwards so when I go to organization school I I entered into Harvard and you know I was extremely excited about it my entire objective was to go there to find out more about how to become a founder and after that hopefully launch something upon graduation and the one that I landed there I was investigating already an idea with one of these co-founders and it was genuine concept it had absolutely nothing to do or really little to do with what we’re doing now but you know that was the start of the newbie and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a lot of sequential payments you know and circular payments between business and right now you just need to await that series to establish or you know like there’s no one simplifying those circular payments so we considered hi why do not we do something similar to like a split wise or business in verticals such as you know fried or Logistics or building and construction you know you have a ton of celebrations that have to wait for different payments like they’re all associated with one way or another so imagine you have a platform and then you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Company B zero they would get they would pay no or get zero and then business C we get a hundred dollars so when we’re talking to big business they all liked it however it was the typical like cold start issue I resemble hey this is excellent when everybody remains in the platform but till then it’s it’s quite hard to get individuals to do anything so it was all about hello how do we get more data how can we type of begin this platform um without using the platform to start with so it was all about getting more data and to get more data we got to 2 conclusions it resembles we either get data through providing an Analytics tool a workflow tool or we offer a financing we have a funding and we get the people or information offer us information in order to get funding so you know we started doing that like checking out more and more and more and after that what we require what we saw is that we understood more about sales than anything else we were actually thinking about fintech and particularly in financing and you know like we would take a look at various modes various verticals and so on for two weeks at a time if we found enough things we would opt for two more weeks if we didn’t would cut it and then in January 2020 we had the the idea you know which is amusing of offering this this SAS business at all so they might extend terms to the clients but constantly get the cash in advance so we’re solving the financing payment assets business have which is they have in advance costs to acquire consumers and then they earn money months of the month right so to prevent that money card that every SAS company deals with and that we dealt with in the past in the previous experience the objective was to provide a tool so they could say to the consumer hi look the price is 100
annually and if you wish to pay regular monthly excellent usage capshase you know um and then Founders like that they resembled hello men this is fantastic this is the Holy Grail of SAS due to the fact that I have to do discount rates so my ACV boosts and I can close sales much faster due to the fact that I’m offering flexible payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle normally it’s like a compromise you know and then the next thing they stated was like hello why don’t I do this for all my customer base instead of for every new consumer that I get right so why do not I do this for my 300 clients instead of doing it for the web for the 10 brand-new clients I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into in advance financing to be less dependent on Equity as I said the beginning yeah fine this is what we’re going to begin with and then we’re going to discover a lot so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a good friend at HBS and after that man we began working on it like crazy and and left what is your long-lasting Vision so it began with you know you landed on this hate you if you’re resting on ARR we understand the business’s uh churn we know the business’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such business deliberately right so we withstood the
urge to work and go with funding you understand with any vertical we just deal with SAS so our goal is to establish several products for SAS so we start with funding and it’s fantastic because companies actually count on us we actually like a partner and we we help them to not simply get funding but work better in a more efficient way and through that we’re discovering you understand chances to expand you know in the transaction of a SAS item