It can be challenging to pick the funding model … Startup Equity Dilution .
use non-dilutive growth capital on-demand. Receive up to a year of upfront capital right away, providing you the flexible funding you need to grow your company and scale. Select unsettled invoices or recently paid expenditures, and choose repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adjusting to fulfill your needs. We offer the required funding you need at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we evaluate the funding needed and deposit it immediately to your account. Our user friendly user interface allows you to understand and handle all your transactions and accounts. Gain access to more capital as you scale. We are your partner every step of the way, minimizing our rates the longer we interact. Your data enables us to quickly supply you with the right amount of capital your service needs.
Capchase works with these users and company types: Mid Size Organization, Small Business, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the response how about the best of
both
you’re right with traditional financing
that’s not really an option previously
keep your 100 with cap chase we utilize information
to make funding quicker fairer and more
flexible based on your future
predictable profits and then we wrap it
all up with a single transparent cost
so let’s get this party started at
There is always a time when a start-up’s founders, senior management group, and top financing executives assess strategies for how to scale the business to the next level and brochure what’s required to do that effectively. Protecting financing at an early stage can speed up growth and result in measurable and obtainable success. Ultimately, finance managers and the tactical planning team have to decide on the right financing source to assist the business reach its goals.
that management sets for the organization. Weighing the dangers and competitive risks in a smart and balanced way is crucial as it can choose the future of your business The implications of offering equity, managing inconsistent cash flow, rate of interest movements, and the need to make prompt payments to lenders are among the aspects to think about, simply to name a few.
That said, with the rise of new and more sophisticated funding alternatives that put the business interests of start-ups and midsize companies first, there’s generally a method to determine a service that’s an excellent fit. It is essential to investigate the different funding alternatives that are offered to a business’s creators, management accounting professionals, and financing officers and what factors to consider they need to produce both the short and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive development capital for repeating Revenue companies basically helping companies grow without quiting that valuable Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m extremely delighted to share more incredible I’m delighted to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a first time creator first time creator it resembles you struck a home run out of the park out of evictions I enjoy it man that’s incredible well as soon as they won you understand like it’s never ever the Home Run never like never ever counts up until the game is over right generally so so so yeah um we are four co-founders you know and it’s amusing since we’ve all satisfied through first as pals you know and after that as co-founder so uh there’s 3 people that interact at the very same SAS business in in Spain so all of us signed up with when it was extremely early I joined as the very first person in sales and there are two individuals joined us that as item managers essentially and we see the company from absolutely no to a couple of million err over three years and then we left um at the same time roughly I went to service school and I went to organization school on the other one went to do a stint in VC with the goal of going to service school afterwards so when I go to company school I I entered into into Harvard and you know I was extremely excited about it my whole objective was to go there for more information about how to end up being a creator and then ideally release something upon graduation and the one that I landed there I was researching currently an idea with among these co-founders and it was genuine idea it had absolutely nothing to do or really little to do with what we’re doing now however you know that was the beginning of the journey and the novice Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of consecutive payments you understand and circular payments in between business and right now you just need to await that series to develop or you know like there’s no one streamlining those circular payments so we considered hi why don’t we do something comparable to like a split smart or business in verticals such as you understand fried or Logistics or construction you understand you have a ton of parties that have to wait for various payments like they’re all involved in one way or another so picture you have a platform and then you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Business B zero they would get they would pay zero or get absolutely no and then company C we get a hundred dollars so when we’re speaking with large business they all loved it but it was the common like cold start issue I resemble hey this is excellent when everybody remains in the platform but until then it’s it’s pretty difficult to get people to do anything so it was all about hi how do we get more information how can we sort of kick start this platform um without utilizing the platform to start with so it was everything about getting more information and to get more data we got to 2 conclusions it’s like we either get information through offering an Analytics tool a workflow tool or we provide a financing we have a funding and we get the information or individuals provide us information in order to get financing so you know we started doing that like exploring a growing number of and more and after that what we need what we saw is that we knew more about sales than anything else we were actually thinking about fintech and particularly in funding and you understand like we would take a look at different modes different verticals and so on for two weeks at a time if we found enough stuff we would choose two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you understand which is amusing of providing this this SAS business at all so they might extend terms to the customers however always get the cash in advance so we’re resolving the funding payment assets companies have which is they have in advance costs to get consumers and after that they make money months of the month right so to prevent that cash card that every SAS business deals with which we dealt with in the past in the previous experience the objective was to give them a tool so they could state to the consumer hi look the cost is 100
each year and if you wish to pay month-to-month great usage capshase you understand um and then Founders enjoy that they resembled hello men this is amazing this is the Holy Grail of SAS since I have to do discounts so my ACV boosts and I can close sales faster due to the fact that I’m providing flexible payment terms so it’s like the Holy Grail you know you increase ACV you reduce cell cycle normally it resembles a trade-off you understand and after that the next thing they stated resembled hi why do not I do this for all my client base instead of for each new consumer that I solve so why don’t I do this for my 300 consumers instead of doing it for the internet for the 10 new consumers I get months of a month so then we saw what they desired was to convert their ARR or the client base into upfront funding to be less based on Equity as I stated the beginning yeah all right this is what we’re going to begin with and after that we’re going to find out so much so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a pal at HBS and then male we began dealing with it like crazy and and left what is your long-term Vision so it started with you understand you landed on this hate you if you’re resting on ARR we understand the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and provide them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we only method with such companies deliberately right so we resisted the
urge to work and go with financing you know with any vertical we just deal with SAS so our objective is to establish numerous products for SAS so we start with financing and it’s fantastic because companies actually count on us we really like a partner and we we help them to not just get funding but work better in a more effective method and through that we’re discovering you understand chances to expand you understand in the transaction of a SAS product