It can be challenging to select the funding model … Series B Saas Metrics .
use non-dilutive development capital on-demand. Get up to a year of in advance capital instantly, offering you the versatile financing you need to grow your organization and scale. Select unpaid invoices or just recently paid costs, and select repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adapting to satisfy your demands. We provide the required funding you need at that moment. Your cash works for you rather than sitting idle. Within 24 hr, we evaluate the funding needed and deposit it instantly to your account. Our user friendly user interface enables you to comprehend and handle all your transactions and accounts. Gain access to more capital as you scale. We are your partner every action of the way, minimizing our rates the longer we collaborate. Your information allows us to quickly supply you with the right amount of capital your company needs.
Capchase works with these users and organization types: Mid Size Organization, Small Business, Business, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the best of
you’re right with traditional funding
that’s not truly an alternative until now
keep your 100 with cap chase we use data
to make financing quicker fairer and more
versatile based on your future
predictable profits and then we wrap it
all up with a single transparent cost
Let’s get this party began at
There is always a time when a start-up’s creators, senior management group, and top finance executives evaluate methods for how to scale the company to the next level and brochure what’s needed to do that effectively. Protecting financing at an early stage can speed up development and cause achievable and measurable success. Ultimately, financing supervisors and the strategic preparation group need to select the right funding source to assist the company reach its objectives.
that management sets for the company. Weighing the risks and competitive hazards in a well balanced and smart way is essential as it can choose the future of your company The ramifications of offering equity, handling inconsistent capital, interest rate movements, and the need to make timely payments to lending institutions are among the aspects to consider, just to name a few.
That said, with the increase of brand-new and more advanced funding alternatives that put business interests of start-ups and midsize companies initially, there’s usually a way to determine an option that’s a great fit. It is very important to examine the various funding alternatives that are readily available to a business’s founders, management accountants, and financing officers and what considerations they require to produce both the brief and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive development capital for repeating Revenue companies essentially assisting business grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m very delighted to share more awesome I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a first time creator first time creator it’s like you hit a home run out of the park out of the gates I like it man that’s incredible well as quickly as they won you understand like it’s never ever the Crowning achievement never ever like never counts till the video game is over right essentially so so so yeah um we are 4 co-founders you understand and it’s funny due to the fact that we have actually all fulfilled through initially as friends you know and after that as co-founder so uh there’s 3 people that work together at the same SAS business in in Spain so all of us joined when it was very early I signed up with as the first individual in sales and there are 2 individuals joined us that as item supervisors basically and we see the business from absolutely no to a few million err over three years and after that we left um at the same time roughly I went to business school and I went to business school on the other one went to do a stint in VC with the objective of going to service school later on so when I go to organization school I I entered into into Harvard and you know I was very delighted about it my entire goal was to go there for more information about how to become a creator and after that hopefully release something upon graduation and the one that I landed there I was looking into already a concept with one of these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you understand that was the start of the journey and the novice Journey or the Insight that we had was that hey there are in specific verticals there are a lot of consecutive payments you know and circular payments between companies and today you just have to await that sequence to develop or you understand like there’s nobody simplifying those circular payments so we thought of hey why don’t we do something similar to like a split smart or companies in verticals such as you know fried or Logistics or construction you understand you have a lots of celebrations that have to wait on various payments like they’re all involved in one way or another so envision you have a platform and then you have company a post Company B 100 and Company B House Company c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Company B absolutely no they would get they would pay absolutely no or get zero and after that business C we get a hundred dollars so when we’re speaking with large companies they all loved it however it was the normal like cold start issue I’m like hey this is great when everyone remains in the platform but till then it’s it’s pretty hard to get individuals to do anything so it was all about hello how do we get more information how can we type of kick start this platform um without using the platform to start with so it was everything about getting more data and to get more information we got to two conclusions it resembles we either get data through providing an Analytics tool a workflow tool or we offer a funding we have a financing and we get the data or individuals offer us information in order to get financing so you know we began doing that like checking out increasingly more and more and then what we require what we saw is that we knew more about sales than anything else we were really interested in fintech and particularly in financing and you know like we would look at various modes different verticals and so on for 2 weeks at a time if we found enough stuff we would opt for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is funny of providing this this SAS business at all so they might extend terms to the consumers but always get the cash in advance so we’re solving the financing payment properties companies have which is they have in advance expenses to obtain clients and then they earn money months of the month right so to prevent that cash card that every SAS company faces and that we faced in the past in the previous experience the objective was to give them a tool so they might say to the client hey look the cost is 100
each year and if you wish to pay month-to-month terrific usage capshase you know um and then Creators enjoy that they were like hello guys this is remarkable this is the Holy Grail of SAS because I need to do discount rates so my ACV increases and I can close sales faster due to the fact that I’m using versatile payment terms so it’s like the Holy Grail you know you increase ACV you reduce cell cycle typically it’s like a trade-off you know and after that the next thing they stated was like hi why do not I do this for all my client base instead of for every new consumer that I get right so why do not I do this for my 300 consumers instead of doing it for the internet for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to convert their ARR or the client base into in advance funding to be less dependent on Equity as I said the beginning yeah alright this is what we’re going to start with and then we’re going to find out so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a good friend at HBS and then man we started dealing with it like crazy and and dropped out what is your long-term Vision so it began with you understand you arrived on this hate you if you’re resting on ARR we understand the business’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only method with such business deliberately right so we withstood the
desire to go and work with funding you know with any vertical we just work with SAS so our goal is to establish multiple products for SAS so we begin with financing and it’s terrific because business really depend on us we truly like a partner and we we help them to not simply get funding however work better in a more efficient method and through that we’re discovering you understand opportunities to expand you understand in the deal of a SAS product