It can be challenging to select the funding model … Saas Finance Model Tool .
Receive up to a year of upfront capital right away, offering you the flexible financing you need to grow your service and scale. We provide the essential funding you require at that minute. Within 24 hours, we evaluate the funding required and deposit it quickly to your account.
Capchase works with these users and organization types: Mid Size Company, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the answer how about the best of
both
you’re right with traditional financing
that’s not really an alternative previously
keep your 100 with cap chase we use data
to make financing faster fairer and more
versatile based upon your future
predictable revenue and after that we wrap it
all up with a single transparent cost
Let’s get this party started at
There is constantly a moment when a start-up’s founders, senior management team, and leading financing executives examine strategies for how to scale the company to the next level and catalog what’s required to do that effectively. Securing financing at an early stage can speed up growth and cause quantifiable and obtainable success. Ultimately, finance managers and the strategic preparation team have to pick the right funding source to assist the company reach its goals.
that management sets for the organization. Weighing the dangers and competitive dangers in a balanced and smart method is crucial as it can decide the future of your business The ramifications of selling equity, handling inconsistent capital, rate of interest movements, and the requirement to make timely payments to loan providers are among the aspects to think about, just to name a few.
That stated, with the increase of new and more sophisticated financing options that put business interests of start-ups and midsize business first, there’s usually a way to determine an option that’s a good fit. It is very important to investigate the different financing alternatives that are readily available to a company’s founders, management accounting professionals, and financing officers and what considerations they need to make for both the short and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for repeating Revenue companies essentially helping companies grow without quiting that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m extremely thrilled to share more incredible I’m excited to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a first time founder first time creator it’s like you hit a home run out of the park out of the gates I like it man that’s remarkable well as quickly as they won you know like it’s never the Home Run never ever like never ever counts till the game is over best generally so so so yeah um we are four co-founders you understand and it’s funny since we have actually all met through first as friends you know and after that as co-founder so uh there’s three people that collaborate at the exact same SAS company in in Spain so we all signed up with when it was very early I signed up with as the very first person in sales and there are 2 individuals joined us that as product supervisors generally and we see the company from no to a couple of million err over three years and then we left um at the same time roughly I went to service school and I went to company school on the other one went to do a stint in VC with the objective of going to organization school later on so when I go to organization school I I entered into into Harvard and you understand I was really thrilled about it my entire goal was to go there for more information about how to become a founder and then hopefully launch something upon graduation and the one that I landed there I was looking into currently an idea with among these co-founders and it was authentic concept it had absolutely nothing to do or extremely little to do with what we’re doing now but you understand that was the start of the newbie and the journey Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of sequential payments you know and circular payments in between companies and right now you just have to wait on that sequence to develop or you know like there’s no one streamlining those circular payments so we thought about hello why don’t we do something comparable to like a split smart or companies in verticals such as you know fried or Logistics or construction you know you have a lots of celebrations that need to await different payments like they’re all involved in one way or another so envision you have a platform and then you have company a post Company B 100 and Business B Home Business c a hundred dollars in reality with this platform what would occur is a business.
a would pay a hundred the platform Company B absolutely no they would get they would pay zero or receive no and then business C we get a hundred dollars so when we’re talking with big business they all liked it but it was the typical like cold start problem I resemble hey this is excellent when everybody’s in the platform but till then it’s it’s quite difficult to get people to do anything so it was everything about hello how do we get more information how can we kind of begin this platform um without using the platform to start with so it was everything about getting more data and to get more data we got to 2 conclusions it resembles we either get data through using an Analytics tool a workflow tool or we offer a financing we have a funding and we get the people or data offer us information in order to get financing so you know we started doing that like checking out a growing number of and more and then what we require what we saw is that we understood more about sales than anything else we were truly interested in fintech and particularly in funding and you know like we would look at different modes various verticals and so on for two weeks at a time if we found enough things we would opt for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is amusing of offering this this SAS companies at all so they might extend terms to the customers however constantly get the cash up front so we’re fixing the financing payment properties companies have which is they have in advance expenses to acquire consumers and then they get paid months of the month right so to avoid that money card that every SAS company faces and that we faced in the past in the previous experience the goal was to give them a tool so they could state to the customer hello look the cost is 100
annually and if you want to pay month-to-month great usage capshase you know um and after that Founders love that they resembled hello men this is amazing this is the Holy Grail of SAS since I have to do discount rates so my ACV boosts and I can close sales faster because I’m using versatile payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle usually it resembles a compromise you know and after that the next thing they stated was like hi why don’t I do this for all my customer base instead of for every single new client that I solve so why do not I do this for my 300 consumers instead of doing it for the internet for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to convert their ARR or the client base into in advance financing to be less depending on Equity as I stated the starting yeah fine this is what we’re going to start with and after that we’re going to discover a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a buddy at HBS and after that guy we started working on it like crazy and and left what is your long-term Vision so it started with you understand you landed on this hate you if you’re resting on ARR we understand the business’s uh churn we know the business’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we just way with such companies intentionally right so we resisted the
urge to work and go with financing you understand with any vertical we only work with SAS so our goal is to establish multiple items for SAS so we start with funding and it’s excellent due to the fact that business really count on us we actually like a partner and we we help them to not just get financing however work better in a more effective way and through that we’re finding you know chances to expand you know in the transaction of a SAS item