It can be challenging to choose the financing model … Saas Finance Intelligence .
take advantage of non-dilutive development capital on-demand. Receive as much as a year of in advance capital right away, giving you the flexible financing you require to grow your organization and scale. Select unsettled billings or recently paid costs, and pick payment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even annual contracts, adjusting to fulfill your needs. We supply the essential funding you need at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we assess the funding required and deposit it quickly to your account. Our user friendly user interface permits you to understand and handle all your accounts and transactions. Access more capital as you scale. We are your partner every action of the method, lowering our rates the longer we collaborate. Your information allows us to rapidly offer you with the correct amount of capital your service requirements.
Capchase deals with these users and organization types: Mid Size Company, Small Company, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the answer how about the very best of
both
you’re right with traditional financing
that’s not actually a choice until now
keep your 100 with cap chase we utilize information
to make financing quicker fairer and more
versatile based upon your future
foreseeable profits and then we cover it
all up with a single transparent charge
so let’s get this party began at
There is always a moment when a start-up’s creators, senior management team, and top financing executives examine techniques for how to scale the business to the next level and catalog what’s needed to do that effectively. Securing funding at an early stage can accelerate growth and lead to quantifiable and obtainable success. Eventually, finance supervisors and the tactical preparation team need to choose the right financing source to assist the business reach its objectives.
that management sets for the company. Weighing the threats and competitive threats in a balanced and intelligent way is important as it can decide the future of your company The ramifications of selling equity, managing inconsistent capital, interest rate motions, and the requirement to make timely payments to lenders are among the aspects to think about, just among others.
That stated, with the increase of new and more sophisticated funding options that put the business interests of start-ups and midsize companies initially, there’s generally a method to determine a service that’s a good fit. It is necessary to examine the various financing choices that are available to a company’s founders, management accounting professionals, and financing officers and what considerations they require to produce both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for recurring Revenue companies basically assisting business grow without giving up that precious Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m really delighted to share more amazing I’m delighted to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a first time founder very first time creator it resembles you struck a home run out of the park out of evictions I love it man that’s amazing well as quickly as they won you understand like it’s never the Home Run never like never ever counts until the game is over right generally so so so yeah um we are four co-founders you understand and it’s amusing since we have actually all satisfied through first as buddies you understand and after that as co-founder so uh there’s 3 people that collaborate at the very same SAS business in in Spain so we all signed up with when it was very early I signed up with as the very first individual in sales and there are two individuals joined us that as item supervisors basically and we see the business from no to a few million err over three years and then we left um at the same time roughly I went to company school and I went to service school on the other one went to do a stint in VC with the goal of going to company school later on so when I go to service school I I entered into Harvard and you understand I was very excited about it my entire objective was to go there to get more information about how to become a founder and then ideally release something upon graduation and the one that I landed there I was researching already an idea with among these co-founders and it was genuine concept it had absolutely nothing to do or really little to do with what we’re doing now but you understand that was the start of the novice and the journey Journey or the Insight that we had was that hey there remain in certain verticals there are a lot of sequential payments you understand and circular payments between business and right now you simply need to wait for that series to establish or you understand like there’s nobody streamlining those circular payments so we thought of hey why don’t we do something comparable to like a split smart or business in verticals such as you know fried or Logistics or construction you know you have a ton of parties that need to wait for different payments like they’re all associated with one way or another so picture you have a platform and then you have company a post Company B 100 and Company B House Business c a hundred dollars in reality with this platform what would occur is a business.
a would pay a hundred the platform Business B no they would get they would pay absolutely no or get zero and after that company C we get a hundred dollars so when we’re talking to big companies they all enjoyed it but it was the common like cold start issue I resemble hey this is great when everybody’s in the platform but till then it’s it’s quite hard to get individuals to do anything so it was everything about hey how do we get more data how can we kind of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more data we got to two conclusions it’s like we either get data through providing an Analytics tool a workflow tool or we provide a financing we have a financing and we get the data or individuals give us data in order to get funding so you understand we started doing that like checking out more and more and more and then what we require what we saw is that we knew more about sales than anything else we were really interested in fintech and specifically in funding and you understand like we would look at different modes different verticals and so on for 2 weeks at a time if we discovered enough things we would choose 2 more weeks if we didn’t would suffice and then in January 2020 we had the the idea you know which is amusing of using this this SAS companies at all so they might extend terms to the consumers but constantly get the cash up front so we’re resolving the funding payment possessions business have which is they have in advance expenses to acquire consumers and then they make money months of the month right so to avoid that money card that every SAS company faces and that we dealt with in the past in the previous experience the objective was to give them a tool so they could say to the client hi look the price is 100
annually and if you wish to pay month-to-month fantastic use capshase you understand um and then Creators love that they resembled hey guys this is amazing this is the Holy Grail of SAS since I have to do discount rates so my ACV boosts and I can close sales faster because I’m providing versatile payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle typically it resembles a compromise you know and after that the next thing they said resembled hello why don’t I do this for all my consumer base instead of for each brand-new customer that I solve so why do not I do this for my 300 consumers instead of doing it for the internet for the 10 brand-new clients I get months of a month so then we saw what they desired was to convert their ARR or the customer base into in advance funding to be less based on Equity as I stated the beginning yeah okay this is what we’re going to begin with and then we’re going to find out so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a good friend at HBS and then man we started working on it like crazy and and dropped out what is your long-term Vision so it started with you understand you arrived on this hate you if you’re sitting on ARR we understand the company’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such business intentionally right so we resisted the
desire to work and go with financing you understand with any vertical we just work with SAS so our objective is to establish several items for SAS so we start with funding and it’s terrific because companies truly count on us we really like a partner and we we help them to not just get financing however work much better in a more effective method and through that we’re finding you understand chances to expand you understand in the deal of a SAS item