It can be challenging to choose the financing model … Saas Business Finance .
take advantage of non-dilutive growth capital on-demand. Receive as much as a year of in advance capital right away, providing you the versatile financing you require to grow your company and scale. Select unsettled billings or recently paid costs, and choose payment regards to 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even yearly agreements, adjusting to meet your demands. We provide the needed financing you require at that moment. Your money works for you rather than sitting idle. Within 24 hours, we evaluate the funding needed and deposit it immediately to your account. Our easy-to-use user interface permits you to understand and manage all your accounts and transactions. Gain access to more capital as you scale. We are your partner every action of the method, minimizing our rates the longer we work together. Your information enables us to quickly provide you with the right amount of capital your company needs.
Capchase deals with these users and company types: Mid Size Organization, Small Company, Business, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the very best of
you’re right with conventional financing
that’s not truly an alternative previously
keep your 100 with cap chase we utilize data
to make funding faster fairer and more
versatile based upon your future
predictable profits and then we wrap it
all up with a single transparent cost
Let’s get this party started at
There is constantly a point in time when a start-up’s founders, senior management team, and top finance executives assess methods for how to scale the business to the next level and catalog what’s needed to do that effectively. Protecting funding at an early stage can speed up growth and result in obtainable and quantifiable success. Ultimately, financing managers and the tactical preparation group need to select the right funding source to help the business reach its goals.
that management sets for the organization. Weighing the threats and competitive threats in a smart and well balanced way is important as it can choose the future of your business The ramifications of offering equity, managing irregular cash flow, rates of interest motions, and the requirement to make timely payments to loan providers are among the aspects to consider, simply among others.
That stated, with the increase of brand-new and more advanced funding options that put the business interests of start-ups and midsize companies initially, there’s generally a method to determine a solution that’s an excellent fit. It is essential to investigate the various funding options that are available to a company’s founders, management accounting professionals, and finance officers and what considerations they need to produce both the long and short term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for repeating Revenue business generally assisting companies grow without quiting that precious Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m really delighted to share more amazing I’m excited to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time founder very first time creator it’s like you hit a home run out of the park out of evictions I like it man that’s incredible well as soon as they won you understand like it’s never ever the Crowning achievement never ever like never ever counts till the video game is over right essentially so so so yeah um we are 4 co-founders you understand and it’s amusing because we’ve all met through initially as good friends you know and after that as co-founder so uh there’s 3 of us that interact at the very same SAS business in in Spain so all of us joined when it was extremely early I signed up with as the first individual in sales and there are 2 individuals joined us that as item supervisors generally and we see the company from no to a few million err over three years and then we left um at the same time roughly I went to service school and I went to company school on the other one went to do a stint in VC with the goal of going to service school afterwards so when I go to company school I I got into into Harvard and you understand I was extremely excited about it my entire goal was to go there to read more about how to end up being a creator and after that hopefully launch something upon graduation and the one that I landed there I was researching already an idea with among these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now however you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of consecutive payments you know and circular payments between companies and right now you just have to wait on that sequence to establish or you know like there’s no one streamlining those circular payments so we thought of hi why don’t we do something comparable to like a split wise or companies in verticals such as you know fried or Logistics or construction you understand you have a ton of parties that need to wait on various payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Business B 100 and Business B House Company c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Business B absolutely no they would get they would pay no or get no and then company C we get a hundred dollars so when we’re talking with large business they all loved it but it was the typical like cold start problem I’m like hey this is fantastic when everybody’s in the platform however till then it’s it’s quite tough to get people to do anything so it was all about hi how do we get more data how can we type of begin this platform um without utilizing the platform to start with so it was everything about getting more information and to get more information we got to two conclusions it resembles we either get data through providing an Analytics tool a workflow tool or we provide a funding we have a financing and we get the people or data give us data in order to get financing so you understand we started doing that like exploring increasingly more and more and then what we require what we saw is that we knew more about sales than anything else we were really thinking about fintech and specifically in financing and you understand like we would take a look at various modes various verticals and so on for 2 weeks at a time if we discovered enough things we would opt for 2 more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is funny of using this this SAS business at all so they might extend terms to the customers however constantly get the cash up front so we’re solving the financing payment assets business have which is they have upfront costs to obtain customers and after that they make money months of the month right so to avoid that cash card that every SAS business deals with which we faced in the past in the previous experience the objective was to provide a tool so they might state to the customer hey look the rate is 100
per year and if you wish to pay regular monthly terrific use capshase you understand um and after that Creators love that they resembled hello guys this is remarkable this is the Holy Grail of SAS due to the fact that I have to do discount rates so my ACV increases and I can close sales much faster due to the fact that I’m offering flexible payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle typically it resembles a compromise you understand and after that the next thing they stated resembled hi why don’t I do this for all my client base instead of for each brand-new customer that I get right so why don’t I do this for my 300 consumers instead of doing it for the net for the 10 brand-new customers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into upfront funding to be less dependent on Equity as I said the starting yeah alright this is what we’re going to begin with and then we’re going to find out so much so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a good friend at HBS and then guy we started working on it like crazy and and dropped out what is your long-lasting Vision so it began with you understand you arrived at this hate you if you’re sitting on ARR we know the company’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such companies intentionally right so we withstood the
desire to go and work with funding you know with any vertical we just work with SAS so our goal is to develop multiple items for SAS so we start with financing and it’s great since companies truly depend on us we really like a partner and we we help them to not just get funding however work much better in a more efficient method and through that we’re discovering you know opportunities to expand you know in the transaction of a SAS product