It can be challenging to choose the financing model … Saas Business Finance Intelligence Software .
tap into non-dilutive growth capital on-demand. Receive as much as a year of in advance capital immediately, giving you the flexible funding you require to grow your company and scale. Select unpaid invoices or recently paid expenses, and select payment terms of 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even annual contracts, adjusting to fulfill your needs. We offer the essential funding you need at that moment. Your money works for you instead of sitting idle. Within 24 hours, we evaluate the funding required and deposit it instantly to your account. Our easy-to-use user interface enables you to comprehend and handle all your deals and accounts. Gain access to more capital as you scale. We are your partner every action of the way, minimizing our rates the longer we work together. Your information allows us to quickly provide you with the right amount of capital your business needs.
Capchase deals with these users and company types: Mid Size Organization, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the response how about the best of
both
you’re right with traditional funding
that’s not truly an option until now
keep your 100 with cap chase we use information
to make financing faster fairer and more
flexible based upon your future
predictable profits and after that we wrap it
all up with a single transparent charge
so let’s get this celebration started at
There is always a time when a start-up’s founders, senior management team, and leading finance executives assess techniques for how to scale the company to the next level and brochure what’s needed to do that effectively. Protecting funding at an early stage can accelerate growth and cause measurable and attainable success. Ultimately, finance managers and the strategic preparation team need to choose the right funding source to assist the company reach its goals.
that management sets for the company. Weighing the risks and competitive hazards in a balanced and smart way is crucial as it can decide the future of your business The ramifications of offering equity, managing inconsistent cash flow, rates of interest movements, and the requirement to make prompt payments to lenders are amongst the elements to think about, simply among others.
That stated, with the rise of new and more advanced funding options that put the business interests of start-ups and midsize companies initially, there’s typically a method to find out a service that’s a good fit. It is essential to investigate the different funding choices that are offered to a company’s creators, management accounting professionals, and financing officers and what factors to consider they need to produce both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for recurring Profits business basically helping business grow without giving up that precious Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m extremely excited to share more incredible I’m excited to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a very first time creator first time founder it resembles you struck a home run out of the park out of evictions I like it man that’s amazing well as quickly as they won you understand like it’s never the Crowning achievement never ever like never counts till the game is over ideal basically so so so yeah um we are 4 co-founders you understand and it’s funny since we’ve all met through initially as friends you understand and then as co-founder so uh there’s 3 of us that collaborate at the same SAS business in in Spain so we all joined when it was really early I signed up with as the first person in sales and there are 2 individuals joined us that as item supervisors essentially and we see the business from no to a few million err over three years and after that we left um at the same time approximately I went to service school and I went to company school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to service school I I got into into Harvard and you know I was extremely delighted about it my entire goal was to go there to find out more about how to end up being a creator and after that hopefully launch something upon graduation and the one that I landed there I was investigating already an idea with one of these co-founders and it was genuine idea it had nothing to do or very little to do with what we’re doing now but you know that was the beginning of the novice and the journey Journey or the Insight that we had was that hey there are in particular verticals there are a lot of sequential payments you understand and circular payments between companies and right now you just have to await that series to develop or you understand like there’s no one simplifying those circular payments so we thought of hey why don’t we do something similar to like a split sensible or business in verticals such as you know fried or Logistics or building you know you have a ton of celebrations that need to wait on various payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Business B absolutely no they would get they would pay zero or receive no and then business C we get a hundred dollars so when we’re speaking with big business they all liked it however it was the typical like cold start issue I’m like hey this is great when everyone remains in the platform however till then it’s it’s quite tough to get people to do anything so it was all about hello how do we get more information how can we type of kick start this platform um without using the platform to start with so it was all about getting more data and to get more data we got to 2 conclusions it’s like we either get data through providing an Analytics tool a workflow tool or we provide a financing we have a financing and we get the individuals or information give us data in order to get financing so you know we started doing that like exploring a growing number of and more and then what we need what we saw is that we knew more about sales than anything else we were really thinking about fintech and specifically in financing and you know like we would take a look at various modes various verticals and so on for two weeks at a time if we found enough things we would go for 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you understand which is amusing of using this this SAS companies at all so they might extend terms to the customers however always get the money in advance so we’re fixing the financing payment possessions business have which is they have upfront expenses to get consumers and then they earn money months of the month right so to prevent that cash card that every SAS business faces which we faced in the past in the previous experience the objective was to provide a tool so they could say to the customer hello look the cost is 100
annually and if you want to pay monthly terrific usage capshase you know um and after that Founders love that they were like hello guys this is amazing this is the Holy Grail of SAS since I need to do discount rates so my ACV increases and I can close sales quicker due to the fact that I’m offering flexible payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle usually it resembles a compromise you understand and then the next thing they stated resembled hi why don’t I do this for all my client base instead of for every single new client that I get right so why do not I do this for my 300 clients instead of doing it for the net for the 10 brand-new customers I get months of a month so then we saw what they desired was to transform their ARR or the consumer base into in advance funding to be less based on Equity as I said the starting yeah okay this is what we’re going to begin with and then we’re going to find out so much so we’re gon na do the rest later on which’s when the fourth co-founder joined who has a good friend at HBS and then male we started dealing with it like crazy and and dropped out what is your long-term Vision so it started with you know you arrived on this hate you if you’re resting on ARR we know the company’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such companies intentionally right so we resisted the
desire to work and go with financing you understand with any vertical we just deal with SAS so our goal is to develop several items for SAS so we start with funding and it’s great due to the fact that business actually depend on us we really like a partner and we we help them to not simply get funding however work much better in a more effective way and through that we’re discovering you know opportunities to broaden you know in the transaction of a SAS product