It can be challenging to choose the financing model … Revenue-based Financing Case Study .

use non-dilutive development capital on-demand. Receive up to a year of in advance capital instantly, giving you the versatile funding you need to grow your organization and scale. Select unpaid invoices or just recently paid costs, and choose repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adapting to fulfill your demands. We supply the required financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we evaluate the financing required and deposit it immediately to your account. Our user friendly interface permits you to comprehend and manage all your transactions and accounts. Access more capital as you scale. We are your partner every step of the method, reducing our rates the longer we collaborate. Your information enables us to quickly supply you with the right amount of capital your business needs.

Capchase works with these users and organization types: Mid Size Organization, Small Business, Business, Freelance, Nonprofit, and Federal government.

what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the answer how about the best of
both
you’re right with standard financing
that’s not truly a choice until now
keep your 100 with cap chase we use data
to make funding faster fairer and more
versatile based upon your future
foreseeable revenue and then we wrap it
all up with a single transparent cost
Let’s get this celebration began at

There is constantly a time when a start-up’s founders, senior management group, and top finance executives assess methods for how to scale the business to the next level and catalog what’s required to do that successfully. Securing financing at an early stage can speed up growth and lead to quantifiable and achievable success. Ultimately, financing supervisors and the tactical planning group need to decide on the right funding source to help the business reach its objectives.

that management sets for the company. Weighing the risks and competitive hazards in a intelligent and well balanced way is essential as it can decide the future of your company The implications of selling equity, handling inconsistent capital, rate of interest movements, and the requirement to make prompt payments to lending institutions are among the elements to think about, simply to name a few.

That said, with the increase of new and more sophisticated financing alternatives that put business interests of start-ups and midsize business initially, there’s typically a way to figure out an option that’s a great fit. It is essential to examine the different financing choices that are offered to a company’s founders, management accounting professionals, and finance officers and what considerations they require to produce both the short and long term.

Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Earnings companies basically helping companies grow without giving up that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m very thrilled to share more awesome I’m excited to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a first time founder first time creator it resembles you hit a home run out of the park out of evictions I like it man that’s amazing well as quickly as they won you understand like it’s never the Crowning achievement never ever like never counts until the video game is over right basically so so so yeah um we are four co-founders you know and it’s funny because we’ve all fulfilled through initially as buddies you understand and after that as co-founder so uh there’s three people that collaborate at the very same SAS business in in Spain so we all signed up with when it was really early I joined as the very first person in sales and there are two people joined us that as product supervisors essentially and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time approximately I went to business school and I went to organization school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to organization school I I entered into Harvard and you understand I was very thrilled about it my entire goal was to go there to learn more about how to become a founder and after that ideally release something upon graduation and the one that I landed there I was researching already a concept with one of these co-founders and it was genuine concept it had absolutely nothing to do or very little to do with what we’re doing now however you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there are in specific verticals there are a great deal of sequential payments you understand and circular payments between companies and right now you simply have to wait on that series to develop or you know like there’s nobody simplifying those circular payments so we thought of hey why do not we do something comparable to like a split sensible or companies in verticals such as you know fried or Logistics or building you know you have a lots of celebrations that need to wait for various payments like they’re all involved in one way or another so picture you have a platform and then you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would occur is a business.

a would pay a hundred the platform Business B no they would get they would pay absolutely no or get no and after that company C we get a hundred dollars so when we’re talking to big companies they all enjoyed it but it was the common like cold start problem I’m like hey this is great when everybody’s in the platform but till then it’s it’s pretty tough to get people to do anything so it was everything about hi how do we get more data how can we kind of kick start this platform um without using the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it’s like we either get data through using an Analytics tool a workflow tool or we offer a funding we have a financing and we get the information or people provide us data in order to get financing so you know we started doing that like checking out increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were actually interested in fintech and particularly in funding and you know like we would look at different modes different verticals and so on for 2 weeks at a time if we found enough things we would opt for two more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you know which is amusing of using this this SAS business at all so they might extend terms to the customers but constantly get the cash up front so we’re solving the funding payment properties companies have which is they have in advance expenses to acquire consumers and then they get paid months of the month right so to prevent that money card that every SAS company deals with and that we dealt with in the past in the previous experience the objective was to give them a tool so they could say to the customer hey look the price is 100

annually and if you want to pay month-to-month great use capshase you know um and then Founders like that they resembled hi people this is amazing this is the Holy Grail of SAS due to the fact that I have to do discounts so my ACV boosts and I can close sales quicker due to the fact that I’m using flexible payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle generally it’s like a trade-off you know and after that the next thing they stated was like hi why do not I do this for all my customer base instead of for every single brand-new customer that I get right so why do not I do this for my 300 customers instead of doing it for the internet for the 10 brand-new consumers I get months of a month so then we saw what they desired was to transform their ARR or the customer base into in advance funding to be less based on Equity as I stated the starting yeah okay this is what we’re going to start with and after that we’re going to learn so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a pal at HBS and then man we began working on it like crazy and and dropped out what is your long-lasting Vision so it started with you know you arrived on this hate you if you’re sitting on ARR we know the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business deliberately right so we withstood the

urge to work and go with funding you know with any vertical we only deal with SAS so our goal is to establish several products for SAS so we start with funding and it’s fantastic due to the fact that companies actually depend on us we really like a partner and we we help them to not simply get funding however work much better in a more effective way and through that we’re discovering you understand chances to expand you understand in the deal of a SAS product

It can be challenging to choose the funding model … Revenue Based Financing Case Study .

tap into non-dilutive growth capital on-demand. Get approximately a year of in advance capital immediately, providing you the versatile funding you need to grow your business and scale. Select unpaid billings or recently paid costs, and select repayment regards to 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adjusting to satisfy your needs. We supply the needed funding you need at that moment. Your cash works for you rather than sitting idle. Within 24 hours, we assess the financing required and deposit it immediately to your account. Our user friendly user interface allows you to understand and manage all your transactions and accounts. Gain access to more capital as you scale. We are your partner every action of the method, decreasing our rates the longer we work together. Your information enables us to rapidly provide you with the right amount of capital your organization needs.

Capchase deals with these users and organization types: Mid Size Service, Small Business, Enterprise, Freelance, Nonprofit, and Government.

what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
both
you’re right with standard financing
that’s not really an alternative until now
keep your 100 with cap chase we utilize data
to make financing much faster fairer and more
flexible based on your future
foreseeable earnings and after that we cover it
all up with a single transparent fee
Let’s get this celebration began at

There is constantly a point in time when a start-up’s founders, senior management team, and top financing executives evaluate techniques for how to scale the business to the next level and brochure what’s required to do that effectively. Securing funding at an early stage can speed up development and lead to measurable and achievable success. Eventually, financing supervisors and the strategic planning group have to pick the right funding source to assist the business reach its goals.

that management sets for the organization. Weighing the risks and competitive dangers in a smart and balanced way is vital as it can choose the future of your company The ramifications of selling equity, managing inconsistent cash flow, rate of interest motions, and the requirement to make prompt payments to loan providers are amongst the factors to consider, just to name a few.

That said, with the increase of new and more sophisticated financing options that put business interests of start-ups and midsize companies first, there’s normally a method to determine an option that’s an excellent fit. It is necessary to examine the various financing alternatives that are available to a business’s creators, management accounting professionals, and finance officers and what factors to consider they require to make for both the brief and long term.

Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive development capital for repeating Income companies basically helping companies grow without quiting that precious Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m really delighted to share more amazing I’m thrilled to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a first time creator first time founder it resembles you hit a home run out of the park out of evictions I love it man that’s fantastic well as soon as they won you know like it’s never ever the Crowning achievement never ever like never counts up until the game is over best generally so so so yeah um we are 4 co-founders you understand and it’s funny because we have actually all met through first as buddies you know and then as co-founder so uh there’s 3 of us that work together at the same SAS company in in Spain so we all signed up with when it was extremely early I joined as the very first individual in sales and there are two individuals joined us that as item managers essentially and we see the company from zero to a couple of million err over three years and then we left um at the same time roughly I went to service school and I went to business school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to company school I I entered into Harvard and you understand I was very excited about it my entire objective was to go there to get more information about how to become a founder and then hopefully release something upon graduation and the one that I landed there I was investigating already a concept with among these co-founders and it was genuine idea it had nothing to do or very little to do with what we’re doing now however you know that was the beginning of the journey and the novice Journey or the Insight that we had was that hey there are in particular verticals there are a great deal of consecutive payments you understand and circular payments between business and right now you just need to await that sequence to establish or you understand like there’s no one simplifying those circular payments so we thought of hey why do not we do something comparable to like a split sensible or business in verticals such as you understand fried or Logistics or construction you know you have a lots of parties that have to wait on different payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would occur is a company.

a would pay a hundred the platform Business B absolutely no they would get they would pay absolutely no or receive no and after that business C we get a hundred dollars so when we’re talking with big companies they all enjoyed it however it was the normal like cold start problem I’m like hey this is fantastic when everyone’s in the platform however till then it’s it’s pretty hard to get individuals to do anything so it was all about hello how do we get more data how can we sort of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it’s like we either get data through providing an Analytics tool a workflow tool or we offer a financing we have a financing and we get the data or individuals provide us information in order to get funding so you understand we started doing that like exploring increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were truly interested in fintech and particularly in funding and you understand like we would look at various modes different verticals and so on for two weeks at a time if we discovered enough things we would opt for two more weeks if we didn’t would cut it and then in January 2020 we had the the concept you understand which is funny of providing this this SAS companies at all so they might extend terms to the customers however always get the money in advance so we’re resolving the funding payment properties business have which is they have in advance costs to get clients and after that they make money months of the month right so to avoid that money card that every SAS company deals with which we dealt with in the past in the previous experience the goal was to give them a tool so they might state to the customer hi look the rate is 100

each year and if you want to pay regular monthly terrific use capshase you know um and after that Founders like that they resembled hi guys this is remarkable this is the Holy Grail of SAS since I need to do discounts so my ACV increases and I can close sales quicker since I’m offering flexible payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle normally it’s like a trade-off you know and then the next thing they stated resembled hey why don’t I do this for all my consumer base instead of for every single new consumer that I get right so why do not I do this for my 300 clients instead of doing it for the net for the 10 new clients I get months of a month so then we saw what they desired was to convert their ARR or the client base into in advance funding to be less dependent on Equity as I said the beginning yeah alright this is what we’re going to begin with and after that we’re going to find out a lot so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a pal at HBS and then male we began working on it like crazy and and left what is your long-lasting Vision so it started with you know you arrived at this hate you if you’re sitting on ARR we know the company’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr however what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only method with such business intentionally right so we resisted the

desire to go and work with funding you understand with any vertical we only deal with SAS so our goal is to establish multiple products for SAS so we begin with funding and it’s fantastic since companies truly rely on us we actually like a partner and we we help them to not simply get financing however work much better in a more efficient method and through that we’re discovering you know opportunities to broaden you understand in the transaction of a SAS product