It can be challenging to select the funding model … Non-dilutive Equity .
take advantage of non-dilutive development capital on-demand. Receive up to a year of in advance capital right away, giving you the flexible funding you need to grow your company and scale. Select unsettled invoices or just recently paid expenses, and choose payment regards to 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adjusting to meet your demands. We offer the required funding you require at that moment. Your cash works for you rather than sitting idle. Within 24 hr, we assess the financing needed and deposit it instantly to your account. Our easy-to-use user interface permits you to comprehend and manage all your transactions and accounts. Access more capital as you scale. We are your partner every action of the method, decreasing our rates the longer we work together. Your information allows us to rapidly supply you with the right amount of capital your service needs.
Capchase deals with these users and company types: Mid Size Service, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the best of
both
you’re right with traditional financing
that’s not truly an alternative previously
keep your 100 with cap chase we use data
to make financing faster fairer and more
versatile based upon your future
predictable earnings and after that we wrap it
all up with a single transparent cost
Let’s get this celebration started at
There is constantly a time when a start-up’s creators, senior management team, and top finance executives evaluate methods for how to scale the business to the next level and brochure what’s required to do that effectively. Protecting funding at an early stage can accelerate growth and result in achievable and quantifiable success. Ultimately, finance supervisors and the strategic preparation team have to choose the right funding source to assist the business reach its objectives.
that management sets for the organization. Weighing the threats and competitive dangers in a intelligent and well balanced way is vital as it can decide the future of your company The implications of selling equity, managing irregular cash flow, rate of interest motions, and the need to make timely payments to loan providers are among the factors to think about, just among others.
That said, with the rise of new and more sophisticated financing options that put business interests of start-ups and midsize companies initially, there’s typically a way to figure out a solution that’s a good fit. It is necessary to examine the various financing alternatives that are available to a company’s founders, management accountants, and finance officers and what considerations they need to produce both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for repeating Income business basically helping companies grow without quiting that valuable Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m very delighted to share more incredible I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a first time creator first time creator it’s like you struck a crowning achievement out of the park out of the gates I enjoy it man that’s incredible well as soon as they won you understand like it’s never ever the Home Run never ever like never ever counts until the game is over best generally so so so yeah um we are four co-founders you understand and it’s funny because we have actually all satisfied through initially as buddies you know and after that as co-founder so uh there’s 3 of us that work together at the exact same SAS company in in Spain so we all signed up with when it was very early I signed up with as the very first individual in sales and there are two people joined us that as item managers basically and we see the business from no to a few million err over three years and then we left um at the same time approximately I went to company school and I went to business school on the other one went to do a stint in VC with the goal of going to organization school later on so when I go to company school I I entered into into Harvard and you know I was extremely thrilled about it my whole objective was to go there to read more about how to become a founder and after that hopefully release something upon graduation and the one that I landed there I was looking into already a concept with one of these co-founders and it was genuine concept it had nothing to do or extremely little to do with what we’re doing now but you know that was the start of the journey and the novice Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of sequential payments you know and circular payments between companies and right now you just have to wait on that sequence to develop or you understand like there’s nobody streamlining those circular payments so we thought about hi why don’t we do something similar to like a split smart or companies in verticals such as you understand fried or Logistics or building you know you have a ton of celebrations that have to wait for various payments like they’re all involved in one way or another so envision you have a platform and after that you have company a post Company B 100 and Business B Home Business c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Company B no they would get they would pay zero or get zero and then business C we get a hundred dollars so when we’re speaking to large business they all loved it but it was the common like cold start problem I resemble hey this is excellent when everyone’s in the platform however up until then it’s it’s quite tough to get people to do anything so it was all about hi how do we get more information how can we kind of begin this platform um without using the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it’s like we either get data through offering an Analytics tool a workflow tool or we provide a funding we have a funding and we get the individuals or information give us data in order to get financing so you understand we began doing that like checking out a growing number of and more and after that what we need what we saw is that we understood more about sales than anything else we were actually interested in fintech and particularly in funding and you know like we would take a look at different modes various verticals and so on for 2 weeks at a time if we discovered enough things we would choose two more weeks if we didn’t would cut it and then in January 2020 we had the the idea you understand which is funny of using this this SAS business at all so they might extend terms to the consumers but always get the money in advance so we’re solving the funding payment assets companies have which is they have upfront costs to obtain customers and then they make money months of the month right so to prevent that cash card that every SAS business faces which we faced in the past in the previous experience the objective was to give them a tool so they could state to the customer hey look the price is 100
annually and if you want to pay regular monthly fantastic usage capshase you understand um and then Founders enjoy that they resembled hi men this is amazing this is the Holy Grail of SAS since I need to do discount rates so my ACV increases and I can close sales much faster due to the fact that I’m offering versatile payment terms so it’s like the Holy Grail you know you increase ACV you decrease cell cycle usually it resembles a compromise you understand and then the next thing they said was like hello why do not I do this for all my client base instead of for each new client that I get right so why do not I do this for my 300 clients instead of doing it for the internet for the 10 brand-new clients I get months of a month so then we saw what they desired was to convert their ARR or the customer base into upfront funding to be less dependent on Equity as I said the starting yeah okay this is what we’re going to start with and after that we’re going to find out a lot so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a friend at HBS and after that guy we began working on it like crazy and and dropped out what is your long-lasting Vision so it began with you understand you arrived at this hate you if you’re sitting on ARR we know the business’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business intentionally right so we withstood the
desire to go and work with financing you know with any vertical we just deal with SAS so our objective is to establish multiple items for SAS so we start with funding and it’s terrific since companies truly rely on us we really like a partner and we we help them to not simply get funding however work better in a more effective way and through that we’re finding you know opportunities to broaden you understand in the transaction of a SAS item