It can be challenging to choose the financing model … How To Raise Debt Capital .
tap into non-dilutive growth capital on-demand. Receive approximately a year of in advance capital immediately, giving you the flexible financing you require to grow your company and scale. Select unsettled billings or recently paid expenditures, and choose repayment regards to 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adapting to fulfill your needs. We supply the required funding you need at that moment. Your cash works for you rather than sitting idle. Within 24 hr, we evaluate the funding needed and deposit it immediately to your account. Our user friendly interface allows you to understand and handle all your accounts and transactions. Access more capital as you scale. We are your partner every action of the way, minimizing our rates the longer we interact. Your information enables us to quickly offer you with the right amount of capital your service needs.
Capchase deals with these users and organization types: Mid Size Service, Small Company, Enterprise, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the response how about the very best of
both
you’re right with standard financing
that’s not truly an alternative until now
keep your 100 with cap chase we use information
to make financing much faster fairer and more
flexible based upon your future
foreseeable earnings and after that we wrap it
all up with a single transparent cost
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There is constantly a time when a start-up’s founders, senior management group, and top financing executives evaluate methods for how to scale the business to the next level and brochure what’s required to do that successfully. Protecting financing at an early stage can accelerate growth and cause achievable and quantifiable success. Ultimately, finance managers and the strategic preparation team need to choose the right funding source to assist the business reach its objectives.
that management sets for the organization. Weighing the dangers and competitive risks in a well balanced and intelligent way is vital as it can choose the future of your business The ramifications of offering equity, managing irregular capital, interest rate motions, and the need to make timely payments to lenders are among the aspects to think about, simply among others.
That said, with the rise of new and more sophisticated funding alternatives that put the business interests of start-ups and midsize companies first, there’s normally a way to find out a solution that’s a great fit. It’s important to examine the various funding options that are offered to a business’s founders, management accountants, and financing officers and what considerations they need to produce both the brief and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive development capital for recurring Income companies generally assisting companies grow without giving up that precious Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m very thrilled to share more remarkable I’m excited to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a very first time creator very first time creator it’s like you hit a home run out of the park out of evictions I enjoy it man that’s incredible well as quickly as they won you understand like it’s never the Home Run never like never ever counts until the video game is over best generally so so so yeah um we are 4 co-founders you know and it’s funny because we’ve all fulfilled through initially as pals you understand and then as co-founder so uh there’s three of us that interact at the same SAS business in in Spain so all of us joined when it was extremely early I joined as the first person in sales and there are two people joined us that as item supervisors basically and we see the company from absolutely no to a few million err over three years and then we left um at the same time approximately I went to business school and I went to business school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to service school I I got into into Harvard and you know I was really delighted about it my whole objective was to go there to learn more about how to become a founder and after that hopefully release something upon graduation and the one that I landed there I was researching currently a concept with one of these co-founders and it was genuine idea it had nothing to do or very little to do with what we’re doing now but you understand that was the start of the journey and the newbie Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of sequential payments you understand and circular payments in between business and today you simply have to wait on that series to establish or you know like there’s nobody simplifying those circular payments so we thought of hi why do not we do something comparable to like a split sensible or companies in verticals such as you understand fried or Logistics or building and construction you understand you have a ton of parties that need to wait on various payments like they’re all involved in one way or another so envision you have a platform and after that you have company a post Company B 100 and Business B Home Company c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Company B zero they would get they would pay no or receive no and then company C we get a hundred dollars so when we’re talking to big companies they all liked it but it was the typical like cold start problem I resemble hey this is fantastic when everybody remains in the platform however until then it’s it’s quite hard to get people to do anything so it was everything about hello how do we get more information how can we type of begin this platform um without using the platform to start with so it was everything about getting more information and to get more data we got to 2 conclusions it resembles we either get data through using an Analytics tool a workflow tool or we provide a funding we have a funding and we get the information or individuals give us data in order to get funding so you know we started doing that like checking out more and more and more and then what we require what we saw is that we understood more about sales than anything else we were really thinking about fintech and particularly in financing and you know like we would look at different modes different verticals and so on for 2 weeks at a time if we discovered enough things we would choose 2 more weeks if we didn’t would cut it and after that in January 2020 we had the the idea you know which is funny of offering this this SAS business at all so they might extend terms to the customers however constantly get the cash up front so we’re fixing the funding payment assets business have which is they have upfront costs to acquire customers and then they make money months of the month right so to avoid that money card that every SAS company faces which we dealt with in the past in the previous experience the objective was to give them a tool so they could state to the consumer hi look the cost is 100
annually and if you wish to pay regular monthly excellent use capshase you know um and after that Founders like that they were like hey men this is remarkable this is the Holy Grail of SAS because I need to do discounts so my ACV increases and I can close sales quicker since I’m using flexible payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle normally it resembles a trade-off you understand and then the next thing they said was like hello why do not I do this for all my consumer base instead of for each brand-new consumer that I solve so why don’t I do this for my 300 consumers instead of doing it for the internet for the 10 new clients I get months of a month so then we saw what they desired was to convert their ARR or the customer base into in advance financing to be less dependent on Equity as I stated the beginning yeah all right this is what we’re going to start with and after that we’re going to find out so much so we’re gon na do the rest later on and that’s when the fourth co-founder joined who has a friend at HBS and after that male we began working on it like crazy and and dropped out what is your long-lasting Vision so it started with you know you arrived on this hate you if you’re sitting on ARR we understand the business’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and lend them up front x times times x ARR or times x mrr however what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business intentionally right so we resisted the
desire to work and go with funding you understand with any vertical we just deal with SAS so our objective is to establish several items for SAS so we begin with funding and it’s great due to the fact that business really rely on us we truly like a partner and we we help them to not simply get financing however work much better in a more efficient way and through that we’re discovering you know opportunities to broaden you know in the transaction of a SAS item