It can be challenging to select the financing model … Dilutive Vs Non Dilutive Funding .
tap into non-dilutive development capital on-demand. Receive up to a year of upfront capital right away, giving you the flexible funding you need to grow your company and scale. Select overdue invoices or recently paid expenditures, and choose repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adapting to meet your needs. We provide the necessary financing you require at that moment. Your money works for you rather than sitting idle. Within 24 hours, we evaluate the funding needed and deposit it quickly to your account. Our user friendly interface allows you to comprehend and manage all your accounts and deals. Gain access to more capital as you scale. We are your partner every action of the way, decreasing our rates the longer we collaborate. Your data allows us to quickly provide you with the right amount of capital your company requirements.
Capchase works with these users and organization types: Mid Size Business, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
both
you’re right with traditional funding
that’s not truly an alternative until now
keep your 100 with cap chase we use information
to make funding quicker fairer and more
versatile based upon your future
predictable profits and after that we wrap it
all up with a single transparent fee
Let’s get this party started at
There is always a time when a start-up’s creators, senior management group, and leading financing executives evaluate methods for how to scale the business to the next level and brochure what’s needed to do that effectively. Securing funding at an early stage can accelerate growth and lead to obtainable and quantifiable success. Ultimately, finance supervisors and the tactical preparation team need to decide on the right funding source to assist the company reach its objectives.
that management sets for the company. Weighing the risks and competitive threats in a smart and balanced way is crucial as it can decide the future of your company The ramifications of selling equity, handling inconsistent capital, rates of interest movements, and the need to make timely payments to lending institutions are among the aspects to consider, just to name a few.
That stated, with the increase of new and more advanced financing options that put business interests of start-ups and midsize business first, there’s usually a method to find out a service that’s a good fit. It is necessary to examine the various funding alternatives that are readily available to a business’s founders, management accounting professionals, and financing officers and what factors to consider they need to make for both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Earnings companies generally helping companies grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m very excited to share more awesome I’m excited to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I comprehended you’re a very first time creator very first time founder it resembles you struck a crowning achievement out of the park out of the gates I enjoy it man that’s amazing well as soon as they won you know like it’s never the Crowning achievement never ever like never counts until the game is over best basically so so so yeah um we are four co-founders you know and it’s amusing due to the fact that we’ve all satisfied through initially as friends you understand and after that as co-founder so uh there’s three of us that collaborate at the same SAS business in in Spain so all of us joined when it was very early I signed up with as the very first person in sales and there are two individuals joined us that as item supervisors basically and we see the business from absolutely no to a few million err over 3 years and after that we left um at the same time roughly I went to organization school and I went to company school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to business school I I entered into Harvard and you know I was very thrilled about it my entire objective was to go there to get more information about how to become a creator and after that hopefully release something upon graduation and the one that I landed there I was looking into currently a concept with among these co-founders and it was authentic idea it had absolutely nothing to do or extremely little to do with what we’re doing now however you understand that was the beginning of the journey and the newbie Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of sequential payments you understand and circular payments between business and right now you just need to await that series to establish or you know like there’s nobody simplifying those circular payments so we considered hey why do not we do something comparable to like a split sensible or business in verticals such as you know fried or Logistics or building and construction you know you have a lots of celebrations that need to wait on various payments like they’re all associated with one way or another so imagine you have a platform and then you have company a post Business B 100 and Company B Home Company c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Business B no they would get they would pay no or get no and then company C we get a hundred dollars so when we’re speaking with big companies they all loved it however it was the normal like cold start issue I resemble hey this is terrific when everyone’s in the platform but until then it’s it’s pretty tough to get individuals to do anything so it was everything about hey how do we get more data how can we sort of kick start this platform um without using the platform to start with so it was everything about getting more data and to get more data we got to two conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we offer a financing we have a financing and we get the individuals or information provide us data in order to get financing so you understand we began doing that like checking out more and more and more and after that what we require what we saw is that we understood more about sales than anything else we were actually interested in fintech and specifically in funding and you understand like we would take a look at various modes various verticals and so on for two weeks at a time if we found enough stuff we would choose two more weeks if we didn’t would cut it and after that in January 2020 we had the the concept you know which is amusing of providing this this SAS business at all so they might extend terms to the consumers but constantly get the cash in advance so we’re fixing the financing payment possessions companies have which is they have in advance expenses to obtain clients and after that they earn money months of the month right so to avoid that money card that every SAS business faces and that we dealt with in the past in the previous experience the goal was to provide a tool so they could say to the consumer hi look the price is 100
each year and if you wish to pay month-to-month terrific usage capshase you know um and then Creators love that they resembled hi people this is fantastic this is the Holy Grail of SAS because I need to do discount rates so my ACV boosts and I can close sales faster due to the fact that I’m providing flexible payment terms so it’s like the Holy Grail you know you increase ACV you reduce cell cycle usually it’s like a compromise you know and then the next thing they said was like hey why do not I do this for all my customer base instead of for every brand-new customer that I solve so why don’t I do this for my 300 consumers instead of doing it for the net for the 10 brand-new clients I get months of a month so then we saw what they wanted was to convert their ARR or the client base into in advance financing to be less depending on Equity as I stated the beginning yeah okay this is what we’re going to begin with and then we’re going to find out a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a pal at HBS and after that male we started working on it like crazy and and dropped out what is your long-term Vision so it began with you know you arrived at this hate you if you’re resting on ARR we know the company’s uh churn we know the business’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such business intentionally right so we resisted the
urge to go and work with funding you understand with any vertical we only deal with SAS so our goal is to establish multiple items for SAS so we begin with funding and it’s excellent due to the fact that business really count on us we actually like a partner and we we help them to not just get financing but work better in a more efficient way and through that we’re discovering you know opportunities to expand you understand in the transaction of a SAS product