It can be challenging to choose the financing model … Capchase Inventory Financing .
use non-dilutive development capital on-demand. Receive as much as a year of in advance capital instantly, offering you the versatile financing you need to grow your company and scale. Select unpaid invoices or just recently paid expenses, and choose payment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adjusting to fulfill your needs. We offer the essential funding you need at that moment. Your money works for you rather than sitting idle. Within 24 hr, we examine the financing needed and deposit it instantly to your account. Our user friendly interface enables you to understand and manage all your accounts and transactions. Access more capital as you scale. We are your partner every step of the way, reducing our rates the longer we collaborate. Your information enables us to quickly offer you with the correct amount of capital your business requirements.
Capchase deals with these users and company types: Mid Size Business, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the response how about the very best of
both
you’re right with conventional financing
that’s not actually an option until now
keep your 100 with cap chase we utilize information
to make funding quicker fairer and more
versatile based on your future
foreseeable revenue and then we wrap it
all up with a single transparent fee
so let’s get this celebration started at
There is always a point in time when a start-up’s creators, senior management team, and leading finance executives examine techniques for how to scale the company to the next level and catalog what’s needed to do that effectively. Protecting funding at an early stage can accelerate development and cause quantifiable and achievable success. Ultimately, finance supervisors and the tactical preparation team need to decide on the right financing source to help the company reach its goals.
that management sets for the organization. Weighing the risks and competitive dangers in a intelligent and balanced way is vital as it can choose the future of your company The implications of offering equity, managing irregular capital, rates of interest movements, and the requirement to make prompt payments to loan providers are amongst the elements to consider, just to name a few.
That said, with the increase of new and more advanced funding choices that put the business interests of start-ups and midsize business initially, there’s typically a method to determine a solution that’s a great fit. It is essential to investigate the different financing choices that are offered to a business’s founders, management accounting professionals, and finance officers and what factors to consider they need to make for both the short and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for repeating Profits business essentially helping companies grow without quiting that valuable Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m extremely excited to share more remarkable I’m delighted to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a first time founder first time founder it’s like you struck a home run out of the park out of the gates I enjoy it man that’s amazing well as soon as they won you understand like it’s never the Home Run never like never ever counts until the game is over best generally so so so yeah um we are four co-founders you know and it’s funny due to the fact that we have actually all satisfied through initially as buddies you understand and then as co-founder so uh there’s three people that work together at the very same SAS company in in Spain so we all joined when it was really early I signed up with as the first individual in sales and there are 2 individuals joined us that as item managers basically and we see the business from zero to a few million err over three years and then we left um at the same time approximately I went to organization school and I went to company school on the other one went to do a stint in VC with the goal of going to business school later on so when I go to organization school I I got into into Harvard and you understand I was very thrilled about it my entire objective was to go there to read more about how to end up being a creator and then ideally launch something upon graduation and the one that I landed there I was looking into currently an idea with among these co-founders and it was authentic idea it had nothing to do or very little to do with what we’re doing now but you know that was the beginning of the journey and the beginner Journey or the Insight that we had was that hey there remain in certain verticals there are a great deal of sequential payments you understand and circular payments in between companies and today you simply need to wait for that sequence to establish or you understand like there’s no one streamlining those circular payments so we thought of hello why do not we do something similar to like a split smart or business in verticals such as you understand fried or Logistics or building and construction you know you have a ton of parties that have to await different payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Company B 100 and Business B House Business c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Business B zero they would get they would pay no or receive absolutely no and after that business C we get a hundred dollars so when we’re speaking with large business they all enjoyed it but it was the normal like cold start issue I resemble hey this is fantastic when everyone remains in the platform but up until then it’s it’s pretty tough to get people to do anything so it was everything about hi how do we get more information how can we kind of begin this platform um without utilizing the platform to start with so it was everything about getting more information and to get more data we got to two conclusions it’s like we either get information through using an Analytics tool a workflow tool or we provide a financing we have a financing and we get the people or information provide us data in order to get funding so you understand we began doing that like checking out a growing number of and more and after that what we need what we saw is that we understood more about sales than anything else we were really thinking about fintech and specifically in funding and you understand like we would take a look at various modes various verticals and so on for 2 weeks at a time if we discovered enough stuff we would go for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is amusing of using this this SAS business at all so they might extend terms to the consumers however always get the money in advance so we’re fixing the funding payment possessions business have which is they have in advance costs to acquire consumers and after that they get paid months of the month right so to avoid that money card that every SAS business faces and that we dealt with in the past in the previous experience the objective was to provide a tool so they might say to the consumer hi look the price is 100
annually and if you want to pay monthly great usage capshase you know um and then Creators enjoy that they resembled hi men this is fantastic this is the Holy Grail of SAS because I need to do discounts so my ACV boosts and I can close sales faster since I’m offering flexible payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle normally it’s like a compromise you understand and then the next thing they said was like hello why don’t I do this for all my client base instead of for every single new consumer that I get right so why don’t I do this for my 300 clients instead of doing it for the net for the 10 new customers I get months of a month so then we saw what they desired was to convert their ARR or the client base into in advance financing to be less depending on Equity as I stated the starting yeah okay this is what we’re going to start with and after that we’re going to find out a lot so we’re gon na do the rest later on and that’s when the fourth co-founder joined who has a friend at HBS and then male we started working on it like crazy and and left what is your long-term Vision so it began with you understand you arrived on this hate you if you’re resting on ARR we understand the business’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only way with such companies intentionally right so we withstood the
urge to go and work with funding you know with any vertical we only work with SAS so our objective is to establish several items for SAS so we start with financing and it’s great because companies really rely on us we actually like a partner and we we help them to not just get financing however work much better in a more effective method and through that we’re discovering you understand opportunities to broaden you know in the transaction of a SAS product