It can be challenging to choose the financing model … Capchase 10 Cp .
use non-dilutive growth capital on-demand. Receive as much as a year of upfront capital immediately, offering you the flexible financing you need to grow your company and scale. Select unpaid billings or just recently paid costs, and pick repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adapting to meet your needs. We offer the required funding you need at that moment. Your money works for you rather than sitting idle. Within 24 hours, we evaluate the financing required and deposit it immediately to your account. Our easy-to-use interface permits you to understand and manage all your deals and accounts. Access more capital as you scale. We are your partner every step of the method, decreasing our rates the longer we work together. Your data allows us to rapidly supply you with the correct amount of capital your business needs.
Capchase deals with these users and company types: Mid Size Business, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
you’re right with conventional financing
that’s not really a choice previously
keep your 100 with cap chase we use data
to make financing much faster fairer and more
versatile based upon your future
foreseeable profits and then we cover it
all up with a single transparent fee
so let’s get this party started at
There is constantly a point in time when a start-up’s creators, senior management team, and leading financing executives examine strategies for how to scale the business to the next level and brochure what’s required to do that successfully. Securing financing at an early stage can accelerate growth and lead to measurable and attainable success. Eventually, finance managers and the strategic preparation group need to choose the right financing source to help the company reach its objectives.
that management sets for the company. Weighing the dangers and competitive hazards in a balanced and smart way is essential as it can decide the future of your business The implications of offering equity, handling irregular capital, interest rate motions, and the requirement to make prompt payments to lenders are among the factors to think about, just among others.
That said, with the rise of new and more advanced funding choices that put business interests of start-ups and midsize companies initially, there’s generally a method to find out a solution that’s a great fit. It is essential to investigate the various funding alternatives that are available to a company’s creators, management accounting professionals, and finance officers and what factors to consider they need to make for both the long and short term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for repeating Revenue companies generally assisting companies grow without giving up that precious Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m really delighted to share more remarkable I’m delighted to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a very first time founder first time creator it resembles you hit a home run out of the park out of evictions I enjoy it man that’s amazing well as soon as they won you understand like it’s never the Home Run never ever like never counts till the game is over best generally so so so yeah um we are four co-founders you understand and it’s amusing since we’ve all satisfied through initially as good friends you understand and then as co-founder so uh there’s three of us that collaborate at the very same SAS company in in Spain so all of us signed up with when it was extremely early I joined as the very first person in sales and there are two people joined us that as item supervisors basically and we see the company from absolutely no to a couple of million err over 3 years and then we left um at the same time roughly I went to company school and I went to business school on the other one went to do a stint in VC with the goal of going to company school afterwards so when I go to business school I I entered into Harvard and you understand I was really thrilled about it my whole objective was to go there to find out more about how to end up being a creator and after that ideally introduce something upon graduation and the one that I landed there I was researching currently a concept with one of these co-founders and it was genuine idea it had absolutely nothing to do or really little to do with what we’re doing now however you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of consecutive payments you understand and circular payments in between companies and right now you simply have to await that series to establish or you understand like there’s no one simplifying those circular payments so we thought about hey why don’t we do something comparable to like a split wise or companies in verticals such as you understand fried or Logistics or building you understand you have a ton of celebrations that need to wait for various payments like they’re all involved in one way or another so envision you have a platform and after that you have company a post Business B 100 and Company B House Company c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Business B zero they would get they would pay absolutely no or receive absolutely no and then company C we get a hundred dollars so when we’re talking to big companies they all loved it but it was the common like cold start problem I resemble hey this is great when everybody’s in the platform but up until then it’s it’s pretty hard to get individuals to do anything so it was all about hi how do we get more data how can we type of kick start this platform um without utilizing the platform to start with so it was all about getting more data and to get more data we got to two conclusions it resembles we either get information through using an Analytics tool a workflow tool or we offer a funding we have a funding and we get the individuals or data provide us information in order to get funding so you know we began doing that like checking out more and more and more and after that what we need what we saw is that we understood more about sales than anything else we were truly thinking about fintech and specifically in financing and you understand like we would look at different modes various verticals and so on for 2 weeks at a time if we discovered enough things we would choose 2 more weeks if we didn’t would suffice and then in January 2020 we had the the idea you know which is funny of offering this this SAS business at all so they could extend terms to the consumers however always get the money up front so we’re solving the financing payment properties companies have which is they have upfront costs to acquire consumers and then they make money months of the month right so to prevent that cash card that every SAS company deals with and that we dealt with in the past in the previous experience the goal was to give them a tool so they might state to the client hello look the price is 100
annually and if you want to pay regular monthly fantastic use capshase you know um and after that Founders enjoy that they were like hi guys this is remarkable this is the Holy Grail of SAS because I have to do discount rates so my ACV increases and I can close sales quicker since I’m offering versatile payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle typically it’s like a trade-off you know and then the next thing they stated resembled hey why don’t I do this for all my client base instead of for every single brand-new client that I get right so why don’t I do this for my 300 consumers instead of doing it for the net for the 10 brand-new clients I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into upfront financing to be less depending on Equity as I said the starting yeah alright this is what we’re going to begin with and then we’re going to learn a lot so we’re gon na do the rest later on and that’s when the fourth co-founder joined who has a buddy at HBS and then guy we started working on it like crazy and and left what is your long-lasting Vision so it started with you know you arrived at this hate you if you’re sitting on ARR we know the company’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only method with such business intentionally right so we resisted the
urge to work and go with funding you understand with any vertical we just work with SAS so our objective is to develop multiple products for SAS so we start with funding and it’s terrific because companies actually count on us we truly like a partner and we we help them to not just get financing however work much better in a more effective method and through that we’re finding you understand chances to expand you understand in the deal of a SAS product