It can be challenging to choose the funding model … Cap Chase .
tap into non-dilutive growth capital on-demand. Receive approximately a year of in advance capital immediately, offering you the flexible financing you need to grow your company and scale. Select unsettled invoices or recently paid costs, and choose payment regards to 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even annual contracts, adjusting to satisfy your demands. We offer the required financing you require at that moment. Your money works for you instead of sitting idle. Within 24 hours, we evaluate the financing needed and deposit it immediately to your account. Our easy-to-use interface enables you to understand and handle all your deals and accounts. Access more capital as you scale. We are your partner every step of the way, lowering our rates the longer we interact. Your information allows us to quickly offer you with the correct amount of capital your company requirements.
Capchase deals with these users and organization types: Mid Size Service, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the best of
both
you’re right with traditional financing
that’s not truly an option until now
keep your 100 with cap chase we use data
to make financing quicker fairer and more
flexible based upon your future
predictable earnings and then we cover it
all up with a single transparent charge
Let’s get this celebration started at
There is constantly a moment when a start-up’s creators, senior management team, and leading financing executives examine techniques for how to scale the company to the next level and catalog what’s needed to do that successfully. Securing financing at an early stage can accelerate growth and cause attainable and quantifiable success. Eventually, finance supervisors and the strategic planning group need to select the right funding source to help the business reach its objectives.
that management sets for the organization. Weighing the dangers and competitive threats in a balanced and intelligent method is essential as it can choose the future of your company The implications of offering equity, handling irregular cash flow, rates of interest movements, and the need to make timely payments to lending institutions are among the factors to consider, just to name a few.
That stated, with the rise of new and more sophisticated financing alternatives that put the business interests of start-ups and midsize business initially, there’s typically a method to find out an option that’s a good fit. It is essential to examine the various funding alternatives that are offered to a company’s founders, management accountants, and financing officers and what considerations they need to produce both the long and brief term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for repeating Profits companies generally helping companies grow without quiting that precious Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m really thrilled to share more incredible I’m thrilled to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a very first time creator first time founder it resembles you hit a crowning achievement out of the park out of evictions I love it man that’s incredible well as quickly as they won you understand like it’s never ever the Home Run never like never ever counts until the video game is over ideal basically so so so yeah um we are four co-founders you understand and it’s funny because we have actually all satisfied through initially as good friends you understand and after that as co-founder so uh there’s three of us that work together at the very same SAS business in in Spain so all of us joined when it was extremely early I signed up with as the very first person in sales and there are two individuals joined us that as item supervisors essentially and we see the business from no to a few million err over 3 years and after that we left um at the same time roughly I went to organization school and I went to service school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to company school I I got into into Harvard and you know I was extremely excited about it my entire objective was to go there for more information about how to become a creator and after that ideally launch something upon graduation and the one that I landed there I was investigating already a concept with one of these co-founders and it was authentic concept it had absolutely nothing to do or extremely little to do with what we’re doing now but you know that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there are in specific verticals there are a great deal of consecutive payments you understand and circular payments between business and right now you simply need to wait on that sequence to develop or you understand like there’s no one simplifying those circular payments so we considered hey why do not we do something comparable to like a split sensible or companies in verticals such as you know fried or Logistics or building and construction you understand you have a ton of celebrations that have to wait for various payments like they’re all associated with one way or another so picture you have a platform and after that you have company a post Company B 100 and Business B House Company c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Business B absolutely no they would get they would pay absolutely no or receive absolutely no and after that business C we get a hundred dollars so when we’re talking with big business they all enjoyed it but it was the common like cold start problem I’m like hey this is excellent when everyone remains in the platform but until then it’s it’s pretty tough to get people to do anything so it was all about hi how do we get more information how can we type of begin this platform um without using the platform to start with so it was everything about getting more data and to get more information we got to 2 conclusions it’s like we either get data through offering an Analytics tool a workflow tool or we offer a financing we have a funding and we get the individuals or information give us data in order to get funding so you understand we started doing that like checking out more and more and more and then what we need what we saw is that we knew more about sales than anything else we were really thinking about fintech and particularly in financing and you know like we would take a look at various modes various verticals and so on for 2 weeks at a time if we found enough stuff we would opt for 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you know which is amusing of using this this SAS business at all so they might extend terms to the customers but constantly get the money up front so we’re resolving the financing payment assets business have which is they have upfront costs to obtain clients and after that they earn money months of the month right so to avoid that cash card that every SAS company deals with which we dealt with in the past in the previous experience the objective was to give them a tool so they might say to the client hi look the cost is 100
each year and if you wish to pay month-to-month terrific use capshase you know um and then Creators enjoy that they were like hey guys this is incredible this is the Holy Grail of SAS because I have to do discount rates so my ACV increases and I can close sales quicker since I’m providing flexible payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle typically it’s like a compromise you understand and after that the next thing they said resembled hey why do not I do this for all my customer base instead of for every brand-new client that I get right so why do not I do this for my 300 customers instead of doing it for the internet for the 10 brand-new clients I get months of a month so then we saw what they desired was to convert their ARR or the customer base into in advance funding to be less depending on Equity as I said the starting yeah all right this is what we’re going to begin with and after that we’re going to discover so much so we’re gon na do the rest later on which’s when the fourth co-founder joined who has a pal at HBS and after that male we began working on it like crazy and and left what is your long-lasting Vision so it started with you understand you arrived on this hate you if you’re resting on ARR we understand the business’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such companies intentionally right so we withstood the
urge to go and work with funding you understand with any vertical we just work with SAS so our goal is to develop several products for SAS so we start with financing and it’s terrific due to the fact that business actually count on us we truly like a partner and we we help them to not simply get funding however work better in a more efficient way and through that we’re finding you understand chances to expand you understand in the deal of a SAS item