It can be challenging to select the funding model … Best Revenue-based Financing Companies .
use non-dilutive growth capital on-demand. Get approximately a year of upfront capital instantly, offering you the flexible financing you require to grow your business and scale. Select overdue billings or recently paid costs, and select payment regards to 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adapting to fulfill your needs. We offer the essential financing you require at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we examine the funding needed and deposit it immediately to your account. Our easy-to-use interface allows you to understand and handle all your deals and accounts. Gain access to more capital as you scale. We are your partner every step of the way, lowering our rates the longer we collaborate. Your information enables us to quickly provide you with the right amount of capital your business needs.
Capchase deals with these users and organization types: Mid Size Organization, Small Business, Business, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the response how about the best of
you’re right with traditional financing
that’s not truly a choice previously
keep your 100 with cap chase we use information
to make financing much faster fairer and more
versatile based on your future
predictable revenue and then we cover it
all up with a single transparent cost
so let’s get this party started at
There is always a moment when a start-up’s founders, senior management team, and top finance executives evaluate methods for how to scale the company to the next level and catalog what’s needed to do that effectively. Securing funding at an early stage can accelerate development and result in measurable and obtainable success. Ultimately, finance supervisors and the tactical preparation team need to choose the right financing source to help the business reach its objectives.
that management sets for the company. Weighing the risks and competitive hazards in a smart and well balanced method is vital as it can choose the future of your company The implications of offering equity, handling irregular cash flow, interest rate movements, and the requirement to make timely payments to lending institutions are amongst the factors to think about, just to name a few.
That said, with the increase of new and more sophisticated financing options that put the business interests of start-ups and midsize companies first, there’s typically a method to find out an option that’s a good fit. It is essential to examine the various financing alternatives that are available to a business’s creators, management accounting professionals, and financing officers and what considerations they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Earnings companies generally helping companies grow without giving up that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m very delighted to share more incredible I’m excited to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a very first time founder very first time founder it resembles you struck a home run out of the park out of the gates I like it man that’s fantastic well as quickly as they won you know like it’s never the Home Run never like never ever counts till the video game is over right generally so so so yeah um we are 4 co-founders you know and it’s funny because we have actually all satisfied through initially as pals you understand and then as co-founder so uh there’s three of us that work together at the exact same SAS business in in Spain so we all signed up with when it was really early I signed up with as the first person in sales and there are two people joined us that as product supervisors essentially and we see the business from absolutely no to a few million err over three years and after that we left um at the same time roughly I went to organization school and I went to company school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to organization school I I got into into Harvard and you understand I was really excited about it my entire goal was to go there to get more information about how to become a creator and then ideally launch something upon graduation and the one that I landed there I was looking into currently an idea with among these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there are in particular verticals there are a great deal of consecutive payments you know and circular payments between business and today you just need to await that series to establish or you understand like there’s no one streamlining those circular payments so we considered hey why don’t we do something similar to like a split wise or business in verticals such as you know fried or Logistics or building you know you have a lots of parties that have to await various payments like they’re all associated with one way or another so envision you have a platform and after that you have company a post Company B 100 and Business B House Company c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Company B absolutely no they would get they would pay absolutely no or get no and after that company C we get a hundred dollars so when we’re speaking with big companies they all loved it however it was the normal like cold start problem I’m like hey this is great when everybody’s in the platform but till then it’s it’s pretty tough to get individuals to do anything so it was all about hey how do we get more data how can we kind of begin this platform um without utilizing the platform to start with so it was everything about getting more information and to get more information we got to two conclusions it resembles we either get data through using an Analytics tool a workflow tool or we offer a financing we have a financing and we get the people or information offer us data in order to get financing so you understand we started doing that like exploring a growing number of and more and after that what we require what we saw is that we understood more about sales than anything else we were really thinking about fintech and particularly in financing and you understand like we would look at different modes different verticals and so on for two weeks at a time if we discovered enough stuff we would choose 2 more weeks if we didn’t would cut it and after that in January 2020 we had the the concept you know which is amusing of using this this SAS companies at all so they might extend terms to the consumers however constantly get the money up front so we’re solving the funding payment assets business have which is they have in advance expenses to get clients and after that they get paid months of the month right so to avoid that cash card that every SAS company deals with which we dealt with in the past in the previous experience the goal was to provide a tool so they could state to the customer hey look the rate is 100
each year and if you wish to pay month-to-month excellent usage capshase you understand um and after that Founders like that they were like hello guys this is fantastic this is the Holy Grail of SAS due to the fact that I need to do discounts so my ACV boosts and I can close sales faster due to the fact that I’m using flexible payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle usually it’s like a trade-off you know and after that the next thing they stated resembled hey why do not I do this for all my client base instead of for each new client that I solve so why don’t I do this for my 300 clients instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into upfront financing to be less based on Equity as I said the beginning yeah fine this is what we’re going to begin with and then we’re going to learn so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a buddy at HBS and after that man we started dealing with it like crazy and and dropped out what is your long-lasting Vision so it started with you understand you landed on this hate you if you’re resting on ARR we understand the business’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only method with such companies intentionally right so we withstood the
desire to work and go with financing you understand with any vertical we only deal with SAS so our goal is to establish multiple items for SAS so we begin with funding and it’s fantastic due to the fact that companies actually count on us we truly like a partner and we we help them to not simply get financing but work better in a more efficient way and through that we’re finding you know opportunities to broaden you know in the transaction of a SAS item