It can be challenging to pick the financing model … B2B Saas Valuation .
tap into non-dilutive development capital on-demand. Receive up to a year of upfront capital immediately, giving you the flexible funding you require to grow your company and scale. Select overdue billings or recently paid expenditures, and select payment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual contracts, adapting to meet your needs. We offer the essential financing you require at that moment. Your money works for you rather than sitting idle. Within 24 hr, we examine the financing needed and deposit it immediately to your account. Our user friendly interface allows you to understand and manage all your accounts and transactions. Gain access to more capital as you scale. We are your partner every action of the way, minimizing our rates the longer we collaborate. Your information allows us to rapidly provide you with the correct amount of capital your organization needs.
Capchase deals with these users and company types: Mid Size Business, Small Business, Business, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
you’re right with conventional financing
that’s not really an option previously
keep your 100 with cap chase we use information
to make funding much faster fairer and more
versatile based on your future
foreseeable earnings and after that we cover it
all up with a single transparent fee
Let’s get this celebration started at
There is always a point in time when a start-up’s creators, senior management team, and leading financing executives evaluate strategies for how to scale the company to the next level and brochure what’s required to do that effectively. Securing financing at an early stage can accelerate development and lead to quantifiable and attainable success. Eventually, financing managers and the tactical planning group have to decide on the right funding source to assist the business reach its objectives.
that management sets for the organization. Weighing the dangers and competitive risks in a smart and balanced way is essential as it can choose the future of your business The ramifications of selling equity, managing inconsistent capital, rates of interest motions, and the need to make prompt payments to loan providers are among the aspects to think about, simply to name a few.
That said, with the increase of new and more sophisticated funding alternatives that put the business interests of start-ups and midsize business first, there’s typically a way to find out an option that’s a great fit. It is necessary to investigate the different financing choices that are available to a business’s creators, management accounting professionals, and finance officers and what factors to consider they need to make for both the long and short term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for recurring Earnings companies basically helping business grow without quiting that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m really delighted to share more amazing I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a first time founder first time founder it resembles you struck a home run out of the park out of the gates I love it man that’s incredible well as soon as they won you understand like it’s never the Crowning achievement never like never counts until the game is over best basically so so so yeah um we are four co-founders you know and it’s amusing since we’ve all met through initially as good friends you understand and after that as co-founder so uh there’s 3 people that interact at the same SAS business in in Spain so we all signed up with when it was very early I signed up with as the very first person in sales and there are two individuals joined us that as product managers generally and we see the business from absolutely no to a couple of million err over 3 years and then we left um at the same time approximately I went to service school and I went to business school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to service school I I got into into Harvard and you understand I was extremely excited about it my entire goal was to go there to find out more about how to become a creator and after that ideally introduce something upon graduation and the one that I landed there I was researching currently a concept with among these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you understand that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there are in specific verticals there are a great deal of sequential payments you understand and circular payments between companies and right now you simply have to wait on that series to establish or you understand like there’s no one streamlining those circular payments so we thought about hi why do not we do something similar to like a split sensible or companies in verticals such as you know fried or Logistics or construction you know you have a ton of parties that need to wait for different payments like they’re all associated with one way or another so imagine you have a platform and after that you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Company B zero they would get they would pay zero or receive zero and then business C we get a hundred dollars so when we’re talking to large business they all loved it but it was the common like cold start problem I resemble hey this is fantastic when everyone’s in the platform however up until then it’s it’s quite hard to get individuals to do anything so it was all about hi how do we get more information how can we sort of kick start this platform um without using the platform to start with so it was all about getting more data and to get more data we got to two conclusions it’s like we either get data through using an Analytics tool a workflow tool or we provide a financing we have a financing and we get the individuals or information offer us data in order to get funding so you understand we began doing that like checking out more and more and more and after that what we need what we saw is that we knew more about sales than anything else we were actually thinking about fintech and specifically in financing and you know like we would take a look at various modes various verticals and so on for 2 weeks at a time if we discovered enough things we would choose two more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you understand which is amusing of offering this this SAS business at all so they might extend terms to the customers but constantly get the money up front so we’re fixing the financing payment possessions companies have which is they have in advance costs to obtain consumers and then they get paid months of the month right so to avoid that money card that every SAS company deals with and that we faced in the past in the previous experience the objective was to provide a tool so they could state to the client hi look the rate is 100
per year and if you wish to pay monthly fantastic usage capshase you understand um and then Creators like that they were like hello guys this is amazing this is the Holy Grail of SAS due to the fact that I have to do discount rates so my ACV boosts and I can close sales much faster because I’m offering flexible payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle usually it resembles a compromise you know and after that the next thing they said resembled hey why do not I do this for all my client base instead of for each new customer that I get right so why don’t I do this for my 300 consumers instead of doing it for the net for the 10 new customers I get months of a month so then we saw what they wanted was to transform their ARR or the client base into upfront funding to be less depending on Equity as I said the starting yeah fine this is what we’re going to start with and after that we’re going to discover a lot so we’re gon na do the rest afterwards which’s when the 4th co-founder joined who has a good friend at HBS and after that male we started working on it like crazy and and left what is your long-lasting Vision so it began with you know you landed on this hate you if you’re resting on ARR we understand the business’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such business intentionally right so we withstood the
desire to work and go with financing you know with any vertical we only deal with SAS so our objective is to establish numerous products for SAS so we begin with financing and it’s excellent since business truly count on us we actually like a partner and we we help them to not just get financing however work much better in a more efficient way and through that we’re discovering you understand opportunities to expand you know in the transaction of a SAS item