It can be challenging to choose the funding model … Arpu Vs Ltv .
take advantage of non-dilutive development capital on-demand. Receive up to a year of in advance capital instantly, offering you the versatile funding you require to grow your company and scale. Select unpaid invoices or recently paid costs, and select payment regards to 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adjusting to fulfill your demands. We provide the needed funding you require at that moment. Your money works for you rather than sitting idle. Within 24 hours, we assess the financing required and deposit it instantly to your account. Our user friendly user interface enables you to comprehend and manage all your deals and accounts. Access more capital as you scale. We are your partner every action of the way, minimizing our rates the longer we collaborate. Your information allows us to quickly supply you with the right amount of capital your company requirements.
Capchase deals with these users and company types: Mid Size Company, Small Company, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
both
you’re right with conventional financing
that’s not really a choice until now
keep your 100 with cap chase we utilize data
to make funding faster fairer and more
versatile based on your future
predictable revenue and then we cover it
all up with a single transparent fee
Let’s get this celebration began at
There is always a moment when a start-up’s founders, senior management team, and leading finance executives assess methods for how to scale the business to the next level and brochure what’s required to do that effectively. Protecting financing at an early stage can speed up development and lead to measurable and attainable success. Ultimately, financing supervisors and the strategic planning group need to select the right funding source to help the company reach its objectives.
that management sets for the company. Weighing the risks and competitive threats in a intelligent and balanced method is essential as it can decide the future of your business The implications of selling equity, handling irregular capital, interest rate motions, and the requirement to make prompt payments to loan providers are amongst the elements to think about, just among others.
That said, with the rise of new and more sophisticated funding choices that put business interests of start-ups and midsize business first, there’s normally a method to figure out a solution that’s a great fit. It is very important to examine the various financing options that are readily available to a business’s founders, management accounting professionals, and finance officers and what factors to consider they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for repeating Profits companies generally assisting business grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m very excited to share more awesome I’m delighted to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a very first time creator very first time creator it’s like you hit a home run out of the park out of evictions I enjoy it man that’s fantastic well as soon as they won you know like it’s never the Crowning achievement never ever like never counts till the video game is over right basically so so so yeah um we are 4 co-founders you understand and it’s funny since we have actually all fulfilled through first as good friends you know and then as co-founder so uh there’s three people that interact at the very same SAS company in in Spain so all of us signed up with when it was really early I joined as the very first person in sales and there are 2 individuals joined us that as item managers basically and we see the company from no to a couple of million err over three years and then we left um at the same time roughly I went to company school and I went to business school on the other one went to do a stint in VC with the goal of going to organization school later on so when I go to business school I I got into into Harvard and you know I was very thrilled about it my entire objective was to go there to read more about how to end up being a creator and after that ideally release something upon graduation and the one that I landed there I was researching currently a concept with one of these co-founders and it was genuine concept it had nothing to do or extremely little to do with what we’re doing now but you know that was the beginning of the novice and the journey Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of consecutive payments you understand and circular payments in between companies and today you simply have to wait on that sequence to establish or you know like there’s nobody streamlining those circular payments so we thought of hi why don’t we do something comparable to like a split wise or companies in verticals such as you know fried or Logistics or construction you understand you have a ton of parties that need to wait for various payments like they’re all associated with one way or another so picture you have a platform and then you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Business B absolutely no they would get they would pay zero or receive absolutely no and then business C we get a hundred dollars so when we’re speaking with large companies they all liked it however it was the common like cold start problem I’m like hey this is terrific when everybody’s in the platform but up until then it’s it’s pretty hard to get individuals to do anything so it was everything about hello how do we get more information how can we type of begin this platform um without using the platform to start with so it was everything about getting more data and to get more information we got to 2 conclusions it resembles we either get data through providing an Analytics tool a workflow tool or we offer a financing we have a funding and we get the individuals or data give us information in order to get financing so you know we started doing that like exploring increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were really thinking about fintech and specifically in funding and you know like we would look at various modes different verticals and so on for 2 weeks at a time if we discovered enough stuff we would choose 2 more weeks if we didn’t would suffice and then in January 2020 we had the the idea you know which is funny of using this this SAS companies at all so they might extend terms to the consumers however constantly get the cash in advance so we’re fixing the funding payment assets business have which is they have in advance costs to acquire consumers and after that they earn money months of the month right so to avoid that money card that every SAS company faces and that we dealt with in the past in the previous experience the objective was to provide a tool so they could say to the consumer hello look the price is 100
annually and if you wish to pay month-to-month fantastic usage capshase you understand um and after that Creators like that they resembled hello guys this is fantastic this is the Holy Grail of SAS since I need to do discount rates so my ACV boosts and I can close sales faster since I’m using flexible payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle usually it’s like a trade-off you know and after that the next thing they said was like hello why do not I do this for all my client base instead of for every new client that I solve so why don’t I do this for my 300 clients instead of doing it for the net for the 10 brand-new customers I get months of a month so then we saw what they wanted was to transform their ARR or the client base into upfront financing to be less based on Equity as I said the starting yeah all right this is what we’re going to begin with and then we’re going to find out so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a good friend at HBS and then man we started working on it like crazy and and dropped out what is your long-lasting Vision so it began with you know you arrived on this hate you if you’re resting on ARR we know the business’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such business deliberately right so we resisted the
desire to work and go with funding you know with any vertical we just deal with SAS so our objective is to develop several items for SAS so we start with funding and it’s fantastic since companies really count on us we actually like a partner and we we help them to not just get financing but work much better in a more effective method and through that we’re discovering you know opportunities to expand you understand in the deal of a SAS item